Personal Investments • Avge or VT?
I currently use 1:0.6:0.4 avgv:vti:vxus.Just clarifying; For every $2 you invest, $1 goes to AVGV, $0.60 goes to VTI, and $0.40 goes to VXUS. Correct?Statistics: Posted by Gaston — Sun Mar 03, 2024...
View ArticleInvesting - Theory, News & General • Why is 60/40 the benchmark?
I don’t know if anybody cares, but to me it looks like the trinity study etc. sweet spot is centered around 60/40. You might argue that 50/50 and 70/30 look the same but I would assume in that case...
View ArticlePersonal Investments • Invest cash when interest goes down
Intermediate-term corporate bond fund (VCIT), and TIPS. Please critique if you feel this is a bad idea.Those are not cash analogs. The can, have, and will lose money over shorter periods.Understood,...
View ArticleNon-US Investing • Where to keep safe portfolio allocation in UK?
It says "distributing" right not the description?I'm unsure what your question is.The first link I posted is accumulating, the second one is distributing.Statistics: Posted by alwaysonit — Sun Mar 03,...
View ArticlePersonal Consumer Issues • Adjustable Bed
Last year we got a replacement Tempurpedic mattress, and tried their adjustable base while choosing a mattress. Ended up getting the adjustable base and I will never go back. I sleep easier and better...
View ArticlePersonal Consumer Issues • Disneyland Hotels - Walking Distance and Driving...
So, can you catch a Disneyland Shuttle and stay on property (I think you have to make reservations in advance)?If so, then stay on Disney property. You'll either want to stay at Grand Californian or...
View ArticleNon-US Investing • Portfolio for move to UK
I plan to move very early into the next tax year and will reset my cost basis of equities on 5th April.I plan to max out the ISA and Pension fund for both myself and the wife, which is just under £46k...
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Investing - Theory, News & General • Has passive investing broken the...
Statistics: Posted by InvestInPasta — Sun Mar 03, 2024 4:02 am — Replies 136 — Views 14099
View ArticlePersonal Consumer Issues • Cigarette Smell In Now Former Rental Property
Also google "third hand smoke".Statistics: Posted by jhawktx — Sun Mar 03, 2024 4:09 am — Replies 26 — Views 1949
View ArticleInvesting - Theory, News & General • TIAA Traditional rates (historical...
Maybe these different treatments could be designed to entice people to take their money from the liquid GRSA to illiquid RC?It is reasonable, appropriate, and long-standing for illiquid rates to be...
View ArticlePersonal Finance (Not Investing) • Free Online Tax Software - If it's free,...
None of them ought to be selling your personal information as in "John Doe, address=123 Main street, married, 2 kids ages 7 & 9, AGI=67,300, SSN=xxx1234, receiving a refund this year of $300"Most...
View ArticleNon-US Investing • UK Investor - portfolio review
All makes 100% sense! I'm indeed hesitant about leveraging up for buying more equity. My understanding that it means going beyond 100% equity portfolio in terms of risk. In particular, taking a loan...
View ArticlePersonal Consumer Issues • Furnace/AC replacement questions: when, how, and...
We have a 10 year old Rheem ultra high efficiency gas furnace and AC. The prior owner was not good about maintenance, so the AC condenser drain clogged at some point, causing water to slowly leak...
View ArticlePersonal Investments • Determining the "contributions" part of Roth...
Hello, 1. I would appreciate a confirmation from folks about my last question above when you get a chance. 2. Now, the whole reason I have been trying to understand all this is because I was wondering...
View ArticlePersonal Finance (Not Investing) • RMDs not taken – Does the beneficiary pay...
Different missed RMD question. If MFJ and both die without taking RMD, no quarterly estimated tax payments and as a result of premature deaths, no withholding from a RMD, is a penalty forgiveness...
View ArticleNon-US Investing • Tax structuring for return to UK
Caveat that I don’t know if this is a good idea—would love others’ thoughts—but a gilt ladder would be good here?Split the £2m into 20, and build a UK gilt ladder (iWeb might be the cheapest place),...
View ArticlePersonal Finance (Not Investing) • Medicare: 64 Year Old Eyeing 2025 Medicare
So for the OP, what is critical is that you read the rules in YOUR state (and any other state where you might want to live in the future.)The OP is in Pennsylvania. The dead pool thread that I linked...
View ArticlePersonal Consumer Issues • Germany/Austria Travelers
Also to share a few more thoughts on the area around Salzburg:- Eisriesenwelt (half-day trip) from Salzburg is very spectacular. This is the largest ice cave in the world and you are guided through...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
Everybody can decide what they're comfortable with. I'm staying under the SIPC limits myself.I don't even understand the concern because it's a public company in business since 2015 so if there were...
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Non-US Investing • Vanguard makes life difficult for NRAs in the UK and India
I am a tax resident of the Philippines with a residual Roth IRA in the USA. Accountants have advised me that the withholdings will be fully recoverable (minus time costs and accountants fees) after...
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