Personal Consumer Issues • Undersizing whole house generator?
Question: is there a way to safely provide automatic transfer switch power to only a portion of the house, eg. only select fuse panels to exclude all the pool/spa/steam/sauna equipment? Has anyone...
View ArticlePersonal Investments • Good or bad time to invest in S&P 500 for Roth IRA?
Do you have an asset allocation plan? Timing the market rarely works. If you are 54, you have a 25-30+ year investment horizon. No one knows what the markets will do tomorrow, it is far better to pick...
View ArticlePersonal Investments • Military Retiree and my TSP Tax Exempt Balance changes...
I think regardless of what “bucket” your TSP money is in, it will always move with the market. I think anything that goes in has to end up in one of the funds. Do you know what your contributions are...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
The is no visibility at all into your taxable cost basis in a WeBull cash account. So I moved everything over to a margin account, so I could log into Apex and see it.How does one log into Apex to see...
View ArticlePersonal Investments • 529 - 2 years until High School Graduation - How Risky...
I'm the opposite. I figured with the $35k rollover I'm good with 529.But on a mor serious note I left my entire coverdell for both kids in voo and one $2k in fvrr in 2021. The fvrr lost 80% but the...
View ArticlePersonal Finance (Not Investing) • Feels impossible to take the foot off the...
You have to balance spending with savingStatistics: Posted by livingalmostlarge — Tue Mar 05, 2024 2:33 am — Replies 80 — Views 10616
View ArticleClik here to view.
Personal Consumer Issues • Tom Bihn briefcase worth the money? Looking for a...
I'm looking for something lightweight to carry a 13" laptop, sunglasses, water bottle, keys, and maybe a file folder or two. Bonus points if it can double as a cabin bag for traveling. As a guy who's...
View ArticlePersonal Finance (Not Investing) • Late 30s checkup- Roth VS Trad
Some initial comments:Portfolio: Your portfolio is currently $753k (401k, Roth IRA, HSA, taxable. land, and cash). When do you plan to stop working and do you have a sense for how much annual income...
View ArticlePersonal Investments • Why do large cap growth stocks have periods of...
According to Eugene Fama and Kenneth French’s model of factors, small and value stocks should outperform over the long run. Why is it that the exact opposite of SCV, LCG, sometimes has huge periods of...
View ArticleInvesting - Theory, News & General • Vanguard: Reasons for caution about...
I've felt this personally so this feels confirmatory. I've began to trim positions for long-term holdings.Statistics: Posted by gbaby07 — Tue Mar 05, 2024 3:25 am — Replies 1 — Views 220
View ArticlePersonal Investments • Automatic Contributions for Self-Employed Retirement...
It looks like E*Trade would let me set up a monthly contribution/transfer into my solo 401(k). I would only consider doing this if I was very certain about my contribution limits (meaning income) and...
View ArticlePersonal Finance (Not Investing) • Let go from Megacorp at 42....can I retire?
What is best direction to go here?"Can" and "Should" might have different answers. I retired early in my late 40's because I had finally reached burnout.Something I noticed after a couple years is...
View ArticleInvesting - Theory, News & General • 90/10 stocks/bonds vs 100% stocks?
Maybe you should just go 100% stocks and keep six months of EF cash on the side.Statistics: Posted by pascalwager — Tue Mar 05, 2024 3:35 am — Replies 42 — Views 4703
View ArticlePersonal Finance (Not Investing) • Do All Traditional Solo 401(k)...
All, I think, although I'd be open to having my mind changed. I'm not familiar with how QBI is determined for S-Corps, so I wonder employee contributions might not be a factor there and whether that...
View ArticlePersonal Consumer Issues • Plateaued with my 45 minute workout - Age 47
That’s a pretty decent pace. I’m 47 as well and can run longer but can’t keep up the paces I used too. However, in general in order to get faster you need to train faster. Look up some track workouts...
View ArticlePersonal Consumer Issues • Docking Station Recommendation
When you get a new monitor get one that supports usb c and hdmi. Connect the desktop HDMI, and usb c to the work laptop. Some monitors will actually power the laptop if the laptop has power via usb c...
View ArticleClik here to view.
Non-US Investing • How does Switzerland tax distributions from U.S....
UpDoesn't anybody know something? Statistics: Posted by throwaway_ — Tue Mar 05, 2024 4:36 am — Replies 1 — Views 444
View ArticlePersonal Investments • Where to cap 529 contributions?
Is it not a popular option to withdraw from your own Roth IRA funds for kids college education, when the need arises ? This way you do not have the risk of overbudgeting for the 529 ?Your own...
View ArticlePersonal Investments • Are factors dead?
More and more I view factors as simply ways to break up your portfolio into smaller pieces that will hopefully produce a variation in your returns that could theoretically lower certain risks about...
View ArticlePersonal Finance (Not Investing) • Using withholding on Roth conversion...
I've done this exact thing or a close variation Stinky wants to do maybe 50 times over the past years at both Fidelity and Schwab.The 1099's from both brokers were always correct. Only one 1099 was...
View Article