Personal Finance (Not Investing) • USAA Home inspection
We were recently effectively non-renewed by Nationwide as part of their purge of SoCal business. They fired our independent agent, non-renewed the umbrella and according to our agent will non-renew...
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Personal Investments • We saved nothing for college...BUT...
The real question is how much will you need over-and-above your pensions (and any Social Security for which you are eligible) to support yourselves in retirement?You decided to prioritize saving for...
View ArticlePersonal Consumer Issues • Multiple gas meters. Can I turn any off?
A useful feature of gas meters is that they measure the gas flowing through them. The following will be easier if you have a helper. 1. Turn off all gas appliances in the house (furnace, stove, hot...
View ArticlePersonal Investments • Financial Advisor - on hourly basis?
Check out this new $150/hr advice only service.https://hellonectarine.com/I’ve no experience with them.Using a low cost, all in one balanced fund that matches your desired AA is a good option too....
View ArticlePersonal Investments • financial advisors
You could go to Fisher and make it bad luck with four.I thought this time would be different...because they are a "Fiduciary".Statistics: Posted by cosmos — Fri May 10, 2024 9:45 pm — Replies 16 —...
View ArticlePersonal Finance (Not Investing) • First Home Purchase Sanity Check - $650k
We built one house in the past and ran over the expected cost 10-15%. I understand that this is so common , it should be anticipated.I asked this question to the builder and they stated that any...
View ArticlePersonal Finance (Not Investing) • Capital gains exemption on sale of home
Hi all,Couple questions on the capital gains exemption on sale of a home. Asking for a friend.Current owner's spouse died a little over a year ago. Am I correct that the deceased spouse's exemption is...
View ArticlePersonal Consumer Issues • Assistance needed for owning email / domain
This not a simple affair!Proton Mail started looking good.I read some there and it directed me to to go to my Registrar's DNS Console to transfer.I was not actually going to do this but I wanted to...
View ArticlePersonal Finance (Not Investing) • Just filed for Social Security and feeling...
Isn't the difference 2/3% per month benefits increase for waiting? For 18 months, wouldn't that be approximately 12% difference in final check amount? (Instead of 8.6%)Hopefully, someone can...
View ArticlePersonal Consumer Issues • Dental - large expenses
My family is seriously slammed with large dental issues.Adult daughter needs extensive periodontal grafts on many teeth, original estimate was 18k, we got it down some by consolidating processes, and...
View ArticlePersonal Consumer Issues • Need help Ordering New Mercedes
Thanks everyone for the helpful replies. Leasing is was a great suggestion, but I ultimately decided to buy instead. There are a couple of reasons. First of all, I'm going to keep this car for about...
View ArticlePersonal Consumer Issues • Question for cord-cutting sports fans
As a fellow Orioles fan stuck with MASN: I'm hoping with Orioles sale this will be the last season I have to keep Xfinity. But far as I can tell that's the only option, at least legal option.DirecTV...
View ArticleInvesting - Theory, News & General • Vanguard Notice - Update to...
I've already transferred out all my Vanguard assets last year and they automatically closed my account. However, I still have a login with them. Is there any way to delete that as well? I'm a little...
View ArticlePersonal Finance (Not Investing) • how many brokerage firms?
I have accounts with Schwab, Fidelity and TRowePrice. Schwab is the longest relationship and the primary, with tIRA, Roth, inherited IRA, Charitable grant account, brokerage account. Fidelity was a...
View ArticleInvesting - Theory, News & General • Both Stocks & Bonds down
I don’t know if it’s the longest but this 16-yr period of negative real returns for both is one of those that drives the 4% SWR: 1966-1981https://www.wealthmeta.com/calculator/p ......
View ArticlePersonal Investments • Cash out 401k? (Getting married)
Another vote for a prenup.Is it possible that your future spouse is just as protective over their assets, so you can just write it so that neither of you have any claim on the others' retirement...
View ArticleInvesting - Theory, News & General • Book: The Case for Dividend Growth
A blanket reply to thank everyone else who has responded so far. I will be mostly afk for several days and look forward to catching up after my schedule frees up again. I'm glad I got going today. Now...
View ArticlePersonal Consumer Issues • Travel Insurance Medical Only
Thanks everyone. Steve has been very nice and has asked me all the questions you mentioned. We definitely don't need trip interruption insurance, and it's just the two of us, so no family at home to...
View ArticlePersonal Investments • Started off late. How am I doing so far? My goal is to...
Right now im investing like 70-80 percent in total us market index and 20 in international, 10 percent in bonds. My 401k is 18 percent of paycheck. I just want to hit 1 million quickly hopefully...
View ArticlePersonal Investments • We saved nothing for college...BUT...
Thank you all for the replies. I'm taking a lot of notes. I'm feeling a little better about our initial decision to save for retirement first before saving for college.Statistics: Posted by...
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