Investing - Theory, News & General • Way too Much Cash
If I sell stocks/funds, I'd always move the capital straight into VTI, as you haven't really changed your risk exposure.You have to be agnostic on rates and the direction of stock prices, because...
View ArticleInvesting - Theory, News & General • Vanguard Closing Simple Plan Accounts
Ascensus is no start up. It has been around for 45 years, almost as long as Vanguard. It has long experience in managing retirement plans, 529 plans, and health savings accounts for corporations and...
View ArticlePersonal Investments • Bond Yields
Read the rest of the instructions from the SEC that I just posted on exactly how you compute "a" for debt obligations. Hint, it ain't based on the actual distributions for the past 30 days!I just did,...
View ArticleNon-US Investing • S and P 500 index v Global Index asset allocation [UK...
There are definite pros to the choice you have made:1. 100% equity allocation (given you have cash ISAs already)2. Low-cost fund -- one of the lowest available--cheaper than most/all global funds3....
View ArticlePersonal Consumer Issues • Screwdriver and wrenches
serious suggestion: The Ikea Fixa kit - all you need in an apartment. Actually just saw that they changed the name to Trixig...pityhttps://www.ikea.com/us/en/p/trixig-15- ... -80556689/Kits like this...
View ArticlePersonal Investments • Pension Buyout Offer
Here's my info: Age 41 M (spouse age 42 F)I was given three options for the pension:lump sum offer: $26,150Monthly benefit at age 65: $672 (50% spouse survivor benefit)Monthly benefit starting now at...
View ArticleInvesting - Theory, News & General • ETF Dividend Reinvestment: Why...
BumpingI really don't think you're going to get a better answer than alex_686 already gave.Except it didn’t answer my questions. How can the same fund have a variable % dividend depending on what...
View ArticleInvesting - Theory, News & General • Current Market Valuation - No Green...
May I live long enough to experience many more bear markets.Statistics: Posted by asset_chaos — Mon May 13, 2024 4:39 pm — Replies 13 — Views 1534
View ArticlePersonal Finance (Not Investing) • LLC rental property, moving into a trust
I am big believer in DIY and like to research a lot and control the execution to my satisfaction. However, this is one area where I realized a good lawyer is the way to go. I went through a similar...
View ArticlePersonal Consumer Issues • Need Lighting Specialist Help
Is this "front entry ceiling light" indoors or outdoors?Either way, this is absurd, its not her property and if she doesn't like it she should buy some blackout curtains. Seriously, I wouldn't even...
View ArticlePersonal Investments • Morgan 85 page analysis needs analysis
the FI gave you only about 100bps extra yield over treasuries over the same duration (2 years). but much more credit risk. you may want to move your FI over to treasuries of a short duration if the...
View ArticlePersonal Finance (Not Investing) • Should I reduce my Umbrella to from $2 to...
You know what will happen the second you lower that coverage... bam a $2m judgement...That aside, the amount of assets you need to protect aren't what should drive your coverage since the coverage is...
View ArticlePersonal Investments • Biden’s Capital gains tax
Does the NYSE go down 30%?Statistics: Posted by SirPuss — Mon May 13, 2024 4:43 pm — Replies 1 — Views 26
View ArticlePersonal Investments • Big Picture Portfolio Review
Now we're getting somewhere... If you've reviewed the tax efficient fund placement link I posted earlier, you'll come to understand the following observations. 1. The blue funds above in the taxable...
View ArticlePersonal Consumer Issues • Home Cocktail Bar Bottle Essentials -- $1K limit
Pacifique Absinthe: $80Fernet Branca: $36Amaro Nonino: $54...Ransom Old Tom Gin: $43I would consider cutting these if on a budget for some other selections. Absinthe is only needed for a rinse for a...
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Personal Investments • Expected future returns?
It's your choice to use 7% of course, and your guess is absolutely no better or worse than anyone else's, but no professional analysts are predicting 7% for a stock/bond portfolio allocation. From...
View ArticlePersonal Investments • Vanguard, Fidelty, or elsewhere for early investor
Half of Fidelity’s funds are 0.5% or above. A novice investor would be much more likely to chance into an expensive active fund at Fidelity. Not to mention their neat trick of naming their expensive...
View ArticlePersonal Finance (Not Investing) • Vanguard 2023 form 5498 just received
OneDustyBoot is correct. Since you can contribute to your IRA for 2023 up until tax filing deadline in 2024, it's impossible to get those forms issued before tax filing deadline.Fidelity's website...
View ArticlePersonal Consumer Issues • New Electric Panel? What Manufacturer for a 200...
I appreciate everyone's responses. You've given me a bit more perspective and some worthwhile things to think about.Statistics: Posted by URSnshn — Tue May 14, 2024 4:40 pm — Replies 24 — Views 2087
View ArticlePersonal Consumer Issues • Honda Civic - Can an EV beat it for value?
Hondas are not as reliable as they used to be. And if you get a Honda, do NOT get one with the 1.5L turbocharged engine. Your first statement is definitely true. However, the oil dilution issues that...
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