Personal Investments • Large taxable portfolio review
I found bogleheads several years ago while reading up on tax loss harvesting and after reading Bernstein The Four Pillars of Investing. I've tried to build our portfolio allocation and location...
View ArticlePersonal Investments • Put options - protect gains on taxable account
The problem with using puts as insurance in this situation is that you will have to keep using them over time in order to protect your investment in a volatile stock, and that will wipe out much of...
View ArticlePersonal Finance (Not Investing) • Credit vs Debit Card for Aging Parent
instead of lowering the overall credit amount you could look to get a card that let you set a limit per transaction (if you're afraid of him spending too much money at one point in...
View ArticlePersonal Investments • Husband bought big in Nvidia last month ...now what?
While I am at it, Nedsaid has not rebalanced his portfolio since just before Covid hit. December of 2019, I think. I just have let the portfolio run and the allocation to stocks within the retirement...
View ArticleInvesting - Theory, News & General • New version of PortfolioVisualizer?
So glad I printed our custom portfolio last month. This new format is difficult to navigate and a real mess...very limited too!We've created a virtual money machine in retirement, with the following...
View ArticlePersonal Finance (Not Investing) • I've found a way to get to old view on...
Just bookmark https://personal.vanguard.com/us/faces/TPView in your browser.Thank you; it works !The new website has decided to zero out some of my external accounts...Statistics: Posted by Thesaints...
View ArticleInvesting - Theory, News & General • What is the Most You Would keep in...
It seems to me that expressing as a multiple of expenses IS a better approach than a % of overall. For those who disagree, what is your rationale for not doing so?Statistics: Posted by WhitePuma — Wed...
View ArticlePersonal Investments • So I fired my financial advisor …
I wouldn't rush to sell everything. There's nothing inherently wrong with holding individual stocks as long as they are quality companies and the allocation amounts aren't large enough to jeopardize...
View ArticlePersonal Investments • How much is "too much" money to have in a...
There are many excellent very diversified index funds with very low expense ratios offered in your employer's 401k plan. So I suggest larger contributions, don't limit yourself to just enough to get...
View ArticleInvesting - Theory, News & General • What is your Minimum 20+ year TIPS...
Are you OK allocating to a single country's debt obligations?Statistics: Posted by one_speed — Wed Jun 05, 2024 9:13 pm — Replies 11 — Views 876
View ArticlePersonal Investments • Stressful job, can we FIRE?
Thanks, great perspective. Yes, our expenses have been rising as kids are getting older. College costs are covered, we have saved $260K so far today and counting for both kids in 529 plan. But,...
View ArticlePersonal Consumer Issues • How Often Do You Change Your Passwords on...
Never.Each has a unique password. Gibberish. Each security question is also gibberish. Favorite book? Despot56&I use no online passport managers. Offline spreadsheet.Statistics: Posted by...
View ArticlePersonal Investments • Portfolio advice after leaving advisor
At your age, I’d pay off those student debts yesterday. I’ve got no issue with your AA.Thanks for the input! Can you explain why pay off the student loan? Just to clear something off my plate for...
View ArticlePersonal Consumer Issues • 2009 Honda accord ————> ?
We bought it in the last week of August without financing.How did you buy without financing? Everyone talks about how financing ends up being required, but I would rather do it without like you.I have...
View ArticlePersonal Consumer Issues • The EV Life Cycle?
...I believe the average age of vehicles on the road has been trending up, not down. There was a time when cars wouldn't be expected to last 100k miles. Now that would be considered low...True, but...
View ArticlePersonal Finance (Not Investing) • Real Estate Sale Capital Gains deductions...
For improvements that you do not have receipts but know the date and scope of the project, you could estimate the actual cost back then by getting an estimate of the cost today and then discounting...
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Personal Consumer Issues • 100k boat?
2018 Mastercraft XT21 wake surfing boat. We live at the lake and use our current ski boat frequently. No slip fees. My annual insurance and winterizing fees would increase some. What?! I’ve owned...
View ArticlePersonal Investments • Looking at this graph, what % can I safely increase my...
Great questions and good things to think about. I guess I was going to call repairpeople for a home where things go wrong. I do think renting is throwing away money, is that a wrong thought process to...
View ArticlePersonal Consumer Issues • Stay in Downtown LA or?
We will be going to Laguna area, Santa Monica and a few other popular spots.but she really wants to see the downtown area which means Chinatown, Koreatown and whatever else is worth seeing.Just in...
View ArticlePersonal Consumer Issues • Bank Safety Deposit Box Alternative
Also, if i remember correctly, firebox-type safes can generate high humidity inside the safe as part of the keeping-cool process, which might harm documents and electronic media. Safe media storage...
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