Personal Investments • Vanguard is threatening forced transition within 30 days.
I guess I am a hopeless Trekkie. As I read through this thread, I keeping thinking this: "Resistance is futile, you will be assimilated."Used to be the same angst with operating system changes. System...
View ArticleUS Chapters • The C Word By Jonathan Clements (Jonathan has cancer)
https://humbledollar.com/2024/06/the-c- ... ses-test_7I wish Jonathon well and thank him for contributing to my financial well being and views on money.Just read it. What a person he is. His integrity...
View ArticlePersonal Finance (Not Investing) • Suggestions on Budgeting (Spending) Method?
My checking account includes budgeting and spending tracking options. It does a great job of categorizing the cards directly associated with it, so I have few adjustments to make. I do wish they would...
View ArticlePersonal Investments • Vanguard's new CA muni ETF
Thanks. I am very familiar with the spreadsheet and the thread. You may want to review one of my replies to get another perspective on the downstream effects once one is retired and continues to hold...
View ArticlePersonal Investments • Switching from actively managed funds to Vanguard/Schwab
... I'm thinking a Lazy Portfolio of VTSAX - 55%VTIAX - 20%VBTLX - 25%......The funds were only bought last year in 2023. It took some time to settle the will and get everything transferred to me....
View ArticlePersonal Finance (Not Investing) • Paying for a large necessary purchase
Do the math on this. 2% on $100k over five years is $10k. Can’t you just save a bit more instead?Statistics: Posted by bombcar — Sat Jun 15, 2024 10:05 pm — Replies 1 — Views 112
View ArticleInvesting - Theory, News & General • Value premium - use a small cap...
The reason seems to be that the small cap value option is too narrowly focused and not diverse enough.I dunno, what kind of diversity is he talking about? Number of stocks? Sectors? Something else?...
View ArticlePersonal Consumer Issues • Blown Head Gasket
I would get a second opinion. My son has a Ford F-250. The local dealer said he needed to replace the exhaust gaskets. He went to the dealer in another town. They said the gaskets were fine.But was...
View ArticlePersonal Consumer Issues • Data/Voice Plans for International Vacation
The best deal is always going to be buying a local eSIM.Easy and convenient, and your phone works while you're taxiing to the gate.https://esimdb.com/Statistics: Posted by Vulcan — Sat Jun 15, 2024...
View ArticleInvesting - Theory, News & General • Do you diversify beyond stocks and...
I guess I see this as an example of the 80/20 rule (Pareto principle). In this case, I believe that I can get 80% of way to optimal diversification with 20% of the input needed to achieve it. Stock...
View ArticleInvesting - Theory, News & General • A Good Reminder [to monitor accounts...
In addition to logging in periodically, Setting up notifications ( Text, email ), is an important step.Statistics: Posted by 9Iron — Sat Jun 15, 2024 10:15 pm — Replies 2 — Views 337
View ArticleInvesting - Theory, News & General • Why (or at what YTM) does it make...
Our 1st Draft Conclusion (above) envisions two groups.One group that would be willing to buy 20+ yr TIPS at "Any" YTM (if it meets their minimum spending needs) for SWAN purposes because they don't...
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Investing - Theory, News & General • A skeptical take on the Deferred...
There are two other ongoing threads on the DIA, by StillGoing (viewtopic.php?t=433101) and GoWithTheCashFlow (viewtopic.php?t=433584). The approach I’ll be taking here seemed sufficiently distinct to...
View ArticleInvesting - Theory, News & General • Rolling deep ITM LEAPS calls on SPY...
I would really like to see some data on a strategy like this:- keep ~10-20% of a portfolio in deep ITM LEAPS calls on indexes like SPY- purchase them initially 2 years out and then roll them at 1 year...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Hey, have you linked to any Grantham videos lately?Remember his super-bubble that was going to pop? From a year or two or three ago? (Probably all three years, he likes to repeat himself).Did you take...
View ArticlePersonal Consumer Issues • Texas - How can I negotiate my rent increase?
Some of my renters counter when their lease expires and want to stay on. I usually take their history and offer into account. If it's an insulting offer then a firm no is what they get. I usually...
View ArticlePersonal Investments • SGOV
You just trade dividend for capital gain while also losing a bid/ask spread along the way.Statistics: Posted by MrJedi — Sun Jun 16, 2024 10:08 pm — Replies 2 — Views 355
View ArticleInvesting - Theory, News & General • How does NVDA impact XLK?
Try an Internet search on XLK Rebalance. There is a lot of information on the subject.Morningstar shows the weightings of the top ten holdings. Apple and Microsoft are shown with portfolio weightings...
View ArticlePersonal Finance (Not Investing) • Roth IRA Conversion
Thanks for the quick reply. Like Clever mentioned, I read the same regard moving to an IRA first before converting would make the process easier. Also does anybody know that for each transaction...
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Personal Investments • Divorcing my SCV fund - A few questions
BackgroundOver the past two years or so, I’ve given myself a crash course in investing after having little to no interest in finance for the first good chunk of my life. After consuming a ton of...
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