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Personal Consumer Issues • Is it worth moving to Florida for tax purposes
TL;DR - big potential tax savings but net change in total expense depends on where and how in Florida you choose to live.Long version: I moved last year from Maryland to Florida. The biggest...
View ArticlePersonal Finance (Not Investing) • Proposed new wiki page: Retirement...
This is a good project, but would humbly suggest the title specifies that this is focused mostly on tax.I spent quite a bit of frustrating time trying to find research on the best order to liquidate...
View ArticlePersonal Finance (Not Investing) • Created Login.gov Account But Cannot Put...
I mean it in the same sense that we are advised to create an SSA account so that no one else can impersonate us and create an SSA account in our name...The SSA will not allow opening another account...
View ArticleInvesting - Theory, News & General • How retirees actually withdraw
At the risk of incurring the wrath of the "as needed" crowd, I'm going to suggest that most people who claim to be doing it this way are actually using some "seat of the pants" method to decide if...
View ArticlePersonal Investments • Wash Sale and Stock Options
If you buy to open and sell to close a stock repeatedly, would that consider wash sales and any loss in those transactions would be disallowed by the IRS?TravelforFunCheck out this...
View ArticlePersonal Consumer Issues • Is there any thought on an end to the housing...
It boggles the mind that people can consider housing to not be an investment.Yes, it is a foreign concept to many people. They do not consider the possibility that for some people, their houses are...
View ArticlePersonal Consumer Issues • Driveway sealing
I think it's a scam too.Statistics: Posted by mark_in_denver — Mon Jun 17, 2024 10:27 pm — Replies 8 — Views 527
View ArticlePersonal Consumer Issues • breathalyzer as an optional car safety upgrade
i'm surprised this is controversial!suppose that's why nobody does this. i was just wishing the technology was better to prevent accidents. you're right that for a worrier, alcohol is only one factor...
View ArticleInvesting - Theory, News & General • Frec - Low Cost (0.10%) S&P500...
Can anyone that used FREC describe how it was to do your taxes?Not that many people that can answer this question. I think they had 93 customers (91 individuals) as of December 31, 2023, based on my...
View ArticlePersonal Finance (Not Investing) • Retire in France, Shall I move my address...
I thought this site prohibited threads on evading the law?Statistics: Posted by Valjean — Mon Jun 17, 2024 10:33 pm — Replies 24 — Views 1501
View ArticlePersonal Finance (Not Investing) • Ready, Set, Check with Bogelheads before Go!
Annual Expenses: $200k (includes $124k in expenditures, $44k in taxes (net 22%) and $32k in healthcare (but may be cheaper).The tax amount seems high. If so, you are that much more good to go.How did...
View ArticlePersonal Consumer Issues • Billed for services I declined
I think it is the patient's responsibility to confirm what is being done at the time of service. Why do you think that?Statistics: Posted by bd7 — Mon Jun 17, 2024 10:35 pm — Replies 58 — Views 5693
View ArticleInvesting - Theory, News & General • ESG investors: how to start,...
"Are there any Boglehead ESG investors on here? How did you get started, and how do you find a decent fund?"Earlier in life, I held a portion of my investments in Calvert funds. They did great things...
View ArticlePersonal Investments • Why can't I make mutual funds exchange?
You can always give it a try and see if it works.If the tax loss harvesting opportunity presents itself, that's my intention.Statistics: Posted by RLH — Mon Jun 17, 2024 10:36 pm — Replies 30 — Views...
View ArticlePersonal Consumer Issues • Utah (Moab) National Park Vacation in Summer
I've gone to Moab at least a few hundred times (no typo). So to repeat what others have said - I've tried so hard to make summer time work, but any other season is a lot better. I generally always...
View ArticlePersonal Investments • Determining the ‘buyer’s yield’ ex-inflation for a...
In the prospective purchase of an individual nominal bond, it is easy to calculate what is usually called the buyers yield for the purchase: The annual coupon per bond income divided by the buyer’s...
View ArticlePersonal Investments • How Many EINs for Sole Proprietor Solo 401k
That is incorrect - the custodial accounts that they are referring to are custodial bank accounts. Section (f) below is not specifically about 'solo 401(k)', there is no section limited to that....
View ArticlePersonal Investments • How much cash in checking account in retirement
Ditch your checking account and open a Fidelity CMA instead? Select SPAXX as your core MM fund and earn a fair rate on your "checking" account cash balance.This. You beat me to it! SPAXX's yield is...
View ArticlePersonal Finance (Not Investing) • Pension withdrawal issue
Yep - probably one check was supposed to be mailed as a deposit to your traditional IRA and the other check mailed to your Roth IRA. So a bit of a mess but at $14k total (not all of which was taxable...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Please see this thread from My Solo 401k Financial: https://mysolo401k.net/mycommunity/foru ... y-account/I forgot that I had to do that. My accounts are in my personal dashboard. I used the customize...
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