Personal Consumer Issues • AMEX charge back
Check out this link for AMEX chargeback information:https://www.americanexpress.com/en-hk/c ... n-dispute/From the website: "Cardmember should raise the dispute within 60 days upon the statement...
View ArticlePersonal Consumer Issues • Michigan early sept need help
If you or anyone in your party is a "car" person I would most definitely go to the Gilmore car museum near Grand Rapids, it is simply spectacular. Other sights in GR include the Gerald Ford...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
What's EJ?Edward JonesStatistics: Posted by luminous — Tue Jun 18, 2024 10:55 pm — Replies 3675 — Views 602029
View ArticlePersonal Finance (Not Investing) • How to think about taking a pension option...
Just offering that a mixture is looking very good right now. My example is that Alaska teaching is DC only-teachers contribute 8% of salary and the state contributes 7%. partial vesting occurs, don't...
View ArticlePersonal Finance (Not Investing) • [Another] Per stirpes and Vanguard question
I am by no means an expert.But, my understanding is that "per stirpes" means by branch.I don't see how identifying how each beneficiary to be either by branch or not would be incorrect usage. I take...
View ArticleClik here to view.
Personal Investments • Financial Plan Help for 35 Year Old
Since she is at Fidelity, wondering what the Fidelity equivalents are to the Vanguard funds you suggested (unless Vanguard funds are available without a transaction fee at Fidelity ... will check).The...
View ArticleClik here to view.
Investing - Theory, News & General • The Deferred Annuity (DIA), Not the...
One more note, this time regarding inflation. I'm clearly missing something, so feel free to direct me to what you have written previously, but I don't understand using 3.3% inflation as the baseline...
View ArticlePersonal Consumer Issues • House exterior paint: pressure washing, caulk, how...
One of our houses has a 12 year old paint job and it's starting to show. Storms and wind and sun have taken a toll. I've never had to do a whole home exterior paint job, so I'm not sure what to...
View ArticlePersonal Finance (Not Investing) • What happens to your credit rating if you...
Let's say you have a no-frill credit card with megabank for a long time, you notice that megabank has a better credit card with 2% cash back. If you replace that with a new card from the same bank,...
View ArticlePersonal Consumer Issues • Fidelity Credit Card for Best All Around Card?
The credit card is a completely different website, and it's not great. This is not a card that I would suggest for an elderly person.That's a bummer. I was hoping to reduce the number of websites. I...
View ArticlePersonal Finance (Not Investing) • No college choice really
Definitely ignore the list price for schools. Apply places that would be a great fit and see what kinds of packages the colleges come back with. I went to a top private university and paid a fraction...
View ArticleClik here to view.
Personal Investments • Considering a Silac Denali 14 FIA to incorporate in my...
Is there a scenario that you'd recommend allocating a portion of a portfolio to an annuity? IMO: If you were an educator and had access to TIAA Traditional, maybe. Or maybe not. Otherwise, at your age...
View ArticlePersonal Investments • To sell all bonds or not
I'm holding my nose and keeping my bond funds.Reasons:Bond funds are finally yielding great dividends, well over 4%, sometimes close to 5%.The decrease in bond fund value is not real until &...
View ArticlePersonal Finance (Not Investing) • How to get over losing a LOT of money?
Question is in the subject line. How do I get over a loss of a significant amount of money (due to bad financial / business decision)? I've tried to tell myself it's only money, I can earn it back,...
View ArticlePersonal Investments • Are there actually any good financial advisers?...
I haven't been that active on the forums, I also need to be certain of the information here, right?He doesn't promise, he says 11-12% with a combination of strategies may be possible. He has revised...
View ArticleInvesting - Theory, News & General • "What Is Going to Happen To Our...
Honest question -- why are you finding the SNT with a traditional IRA and not a Roth IRA? We are working through figuring things out for our own situation -- a non-independent daughter and a capable...
View ArticlePersonal Consumer Issues • What have you baked recently?
last night i did chocolate as well as strawberry cupcakes from scratch. in addition i made a flan too. all were a hit.Statistics: Posted by Syner01 — Wed Jun 19, 2024 10:43 pm — Replies 562 — Views...
View ArticlePersonal Investments • 401k Plan Changed Employee Fee Structure but Didn't...
1) roll it to your current employer’s plan if they accept roll ins (most do, I think)2) Write a letter to the former employer stating that you were charged fees of which you have no record of being...
View ArticleClik here to view.
Investing - Theory, News & General • Fundrise - Real Estate
by ruanddu » Mon Mar 11, 2024 12:42 pm[Thread merged into here --admin LadyGeek]Hello, I have heard of Fundrise and was hoping to learn from those who have invested with them or considered investing....
View ArticlePersonal Investments • Rebalancing or Market Timing
Since your expense are mostly covered by ss and pension, you really don't need much from your portfolio. Let's say you only withdraw 1-2% per year, you could have just about any allocation. You are 75...
View Article