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Investing - Theory, News & General • Did Vanguard Target Date Funds...
And in June 2023, the fixed income allocation was 20.7%.Statistics: Posted by Scorpion Stare — Mon Jun 24, 2024 12:13 am — Replies 2 — Views 82
View ArticleInvesting - Theory, News & General • Rick Ferri's comment about...
One problem I notice is that there is no option in Portfolio Visualizer for non-timebased rebalancing. It would be nice to know if using a band based rebalancing would have a higher or lower return...
View ArticlePersonal Consumer Issues • Bird watchers – what birds are you seeing?
Spent last night in a campground on the Oregon coast just south of Florence. Walked the beautiful one mile trail to the beach. It was about 65 degrees and overcast. Saw (among others) the following...
View ArticlePersonal Investments • The market seems unstoppable, and many investors...
Well Tom Lee ( Fundstrat) is predicting S&P 500 at 15000 by end of decade... LOL. That is the most crazy prediction I have come across so far. This would imply 17+% annual price returns over next...
View ArticlePersonal Finance (Not Investing) • Can the IRS be negotiated with?
I heard that also, but "taxing unrealized gains" --- Has that ever been done in any country?All the time, even in the US: mark to market taxation"mark to market" makes this lunacy sound sort of normal...
View ArticlePersonal Consumer Issues • Water Pressure Regulator
They are pretty cheap to replace and our plumber said they have a limited lifespan. You definitely don't want pressure at 90 or 100, even if they are spikes. I'd just get it changed and make sure they...
View ArticleInvesting - Theory, News & General • Vanguard Notice - Update to...
I have (to my surprise) two vanguard rollover IRAs that both have a zero balance and have for many years ever since I did a full rollover of them to my 401k. I thought they would have closed them at...
View ArticleInvesting - Theory, News & General • Article: Why not 100% equities
Buffett’s 90/10 portfolio is for his wife to live on. I’m guessing her 10% bonds alone pump out 8-digits in interest a year. At that rate who cares if the stock market takes a plunge?You get the...
View ArticleInvesting - Theory, News & General • RILA - Registered Indexed-Linked...
It appears to be a pure +1%, no cap, no buffers, no downside protection except that it reduces the loss by 1%But I was mistaken, it’s a Gainbridge product, not Canvas.Statistics: Posted by SpaceCowboy...
View ArticlePersonal Finance (Not Investing) • Legal ways to protect money after suicide...
Agree with others, talk to an attorney first. Depending on if the child qualifies as disabled, an ABLE account could be opened for his benefit.Statistics: Posted by JBTX — Tue Jun 25, 2024 12:30 am —...
View ArticlePersonal Finance (Not Investing) • Social Security Survivor Benefit (child...
I have got a question regarding social security survivor benefits as estimated by a current Social Security statement and opensocialsecurity.com if either Mom or I were to pass unexpectedly.We have...
View ArticleInvesting - Theory, News & General • The default choice of Total Bond market
Total Bond is only 67% treasuries, not 80%. I would argue that 33% is important to getting the results from bonds, both for diversification and a mix of yields. Moving to all treasuries is not the...
View ArticlePersonal Consumer Issues • A Day and a Half in Iceland
How does one plan a trip to Iceland? It’s overwhelming. Is there a good book that details the must-sees and how to navigate all the travel, finding a new hotel for every night, etc.?Statistics: Posted...
View ArticlePersonal Consumer Issues • Is it possible to avoid facility fees for urgent...
Where I go for care there is no charge for a telemedicine appt. They have lasted 45+ minutes, and both times resulted in a prescription to address the issue being sent to a pharmacy.So what you’re...
View ArticleInvesting - Theory, News & General • Where did the 3T+ Nvidia money come...
Read this on Linkedin "Nvidia's market capitalization per employee is around $100 million, the highest in the world."Statistics: Posted by Robin1234 — Tue Jun 25, 2024 12:38 am — Replies 52 — Views 6454
View ArticlePersonal Consumer Issues • At what point do you replace your HVAC system?
I was digging around my folder of paperwork to try to see when the smoke detector was installed. My late mother had a newer one installed that I never really noticed even though I lived her the entire...
View ArticlePersonal Finance (Not Investing) • House broken into - finding the perpetrators
Please keep us updated. I hope thery're found and prosecuted.Statistics: Posted by renter — Tue Jun 25, 2024 12:40 am — Replies 30 — Views 1902
View ArticleInvesting - Theory, News & General • "What Is Going to Happen To Our...
Your question is heartbreaking.Don't know your denomination, but are there any religious institutions you could put her in care of?This is what happens when people only read the thread title and then...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
It’s funny. 2008. I knew there was going to be a massive crash in real estate and wanted to figure out a way to profit off of it, but could not figure out how. Me too, except I wasn't trying to figure...
View ArticlePersonal Investments • Early? Retirement readiness
Family of 3 on ACA? Husband, Wife and kid?Statistics: Posted by globalpatriot — Tue Jun 25, 2024 12:51 am — Replies 13 — Views 1978
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