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Personal Consumer Issues • Fix my thinking please [purchasing high-cost...
Is there a low hour used one avail on the market? From all I have read here I would buy it. You can’t take the money with you and it is a task you are saving money on by doing it yourself. I mow .7...
View ArticlePersonal Investments • Once you are committed to sell, some shares, how can...
I don't usually add to threads simply because I don't have anything new or insightful to add -- and this post is an example of such.Nonetheless, I read the OPost and thought this a great question and...
View ArticlePersonal Finance (Not Investing) • Question - Opened Vanguard account and...
Are you looking at the right Vanguard web page? Are you able to able to transfer it back to the checking account?Statistics: Posted by TheRoundHeadedKid — Thu Jul 11, 2024 4:44 am — Replies 2 — Views...
View ArticlePersonal Investments • Characterizing if SORR Materializes
We don’t worry about SORR, because we have a low withdrawal rate and we adjusted our spending downward during high inflation.Kites said, the truly safe withdrawal rate—“a rate for when we get a market...
View ArticlePersonal Finance (Not Investing) • retirement planning with strange twist
Anybody have similar stories of parents deciding late in life to start talking about finances? Yes. It was quite a shock to hear that my parents had accumulated so much money. Because I was told this...
View ArticlePersonal Investments • Roth IRA withdrawals - help me understand
I can't think of one reason you would want to do that. What is your thought process? Maybe I missed something?I've decided to leave it there in DODWXStatistics: Posted by Lawrence of Suburbia — Fri...
View ArticlePersonal Finance (Not Investing) • Cost efficient way to close brokerage...
ACATS will do partial transfers. You specify which items and how much. ACATS all except $150 in cash. Wait until April 2025, after you get all the tax documents for 2024, then transfer $140 to your...
View ArticlePersonal Investments • How to invest in an account that must be zero in 10 yrs
Do inherited IRAs have a required withdrawal per year?Others will know for sure but I wanted to put that out there.An inherited IRA, as non-spouse, for a mother who was already required to take RMD's....
View ArticlePersonal Consumer Issues • Why is this Samsung TV so cheap?
Could be cheap to make.Statistics: Posted by snackdog — Fri Jul 12, 2024 3:36 am — Replies 3 — Views 450
View ArticlePersonal Consumer Issues • Hire a mechanical engineer for heat pump?
We finally fixed our myriad HVAC problems by moving to a different house with proper design, insulation, new windows, and great equipment. It is night and day. The whole house stays 68-75F year...
View ArticlePersonal Investments • US T-bill focused MMF ETFs
I like USFR and treat it like a MMF. It's performance has been slightly better than SGOV. It's effective duration is the lowest if I remember correctly, and it has a good record of being state-tax...
View ArticlePersonal Investments • What to do with small after tax amount in 401k
I usually convert after-tax to Roth with some taxable gain. My guess is a withdrawal would be coded the same way with a prorated cost basis for that sub-account.Statistics: Posted by N.Y.Cab — Fri Jul...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Our household has crossed over 800k Net Worth. In 2018 when I tracked it for the first time, it was 158K.We owe a tremendous amount to the wisdom of the posters here. Hoping to surpass 1 Million in...
View ArticlePersonal Finance (Not Investing) • NFCU now offers 2% unlimited cash back Visa.
Citi DoubleCash MasterCard and Fidelity Rewards Visa also offer 2% cashback with no annual fees and no limits on earnings.Also SDFCU, though their web interface is rather ancient, even by credit union...
View ArticleInvesting - Theory, News & General • I am having FOMO. Please remind me...
My penny's worth is that if you're in a cyclical/volatile industry or sector, two years is OK. If you're getting 2% real return, even better.Remember, the two years people are talking about as a bear...
View ArticlePersonal Investments • Should my dad get rid of his Flexible Premium...
Despite me recommending he consider letting the policy lapse he paid the premium in 2022 and 2023. It’s coming due again next month and he finally thinks it’s time. We have the inforce illustrations...
View ArticlePersonal Consumer Issues • Luggage tracker for Android- Pixel 6a phone
Hi all,I'm seeing lots of conflicting information on the reliability of the Android luggage trackers available. I'd appreciate any comments/recommendationsanyone using :SAMSUNG Galaxy SmartTag2 says...
View ArticlePersonal Investments • "Diversified" with Total Stock Market Fund...
Don't worry about it. I'm serious. Look at the recent 'rotation trades' that have been happening into non-tech. Guess what captures this trend perfectly: index funds -- even just the S&P500. I...
View ArticlePersonal Consumer Issues • 1 month in California, Hawaii, Greece or ____?
CA would have a diversity of activities that might be lacking in the other two options. Depends on what you like to do, but I would look at Santa Cruz, Santa Monica, or Manhattan Beach. All of the...
View ArticlePersonal Consumer Issues • Philips TVs vs. Samsung TVs
I would look into LG or Sony. I stay away from Samsung products.Statistics: Posted by mortfree — Sat Jul 13, 2024 3:29 am — Replies 2 — Views 253
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