Personal Finance (Not Investing) • spending my money now feels like getting...
I'd hazard a guess that most people who can accumulate a million dollars outside of their retirement accounts and home equity while their children are still school age have incomes far too high to...
View ArticlePersonal Investments • DBLTX Doubleline Total Return vs other bond funds
MRONY,Ten years hence, do you feel the same way about Gundlach and Doubleline? Full disclosure: I have 30% in DBLTX.Statistics: Posted by John1437 — Sat Jul 13, 2024 3:55 am — Replies 11 — Views 5342
View ArticleInvesting - Theory, News & General • Dividends equated with “forced sales”
Oh, i didnt realize you were a sysadmin. That explains everything! You would just have been one on the countless billionaire sysadmins that easily identified these companies that wall street missed....
View ArticlePersonal Investments • What to Do with a Big Roth IRA?
The couple has a relatively large Roth IRA balance. Does that present any specific planning opportunities (beyond the usual Boglehead wisdom)?Nothing special.The main planning opportunity is how to...
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Investing - Theory, News & General • How do you deal with the all time...
Here's my honest answer. I capitulated and basically started market timing. Until a couple months ago, my strategy was to keep a couple years of living expenses in short term treasuries, and the rest...
View ArticlePersonal Finance (Not Investing) • Size of tax-deferred where no Roth...
I think another consideration is “how charitable are you feeling?” We had been doing some Roth conversions, but then for a variety of reasons felt that we had enough saved to want to use our...
View ArticlePersonal Consumer Issues • Where do you buy glasses?
Today I have 2 frames. The manufacturer is the Austrian company, Silhouette. Bought them back when I was w*rking from my eye doc. Made of titanium and just about the lightest frames I can imagine. I...
View ArticleInvesting - Theory, News & General • Bonds in Roth Accounts Before in...
To my knowledge in most cases the preferred placement order for bonds is still: Traditional > Roth > TaxableRelated thread: viewtopic.php?t=426087Statistics: Posted by ivgrivchuck — Sat Jul 13,...
View ArticlePersonal Consumer Issues • Join a gym? Is it worth it?
I was at a gym for a couple of years. I was forever annoyed by the inconsiderate few. You know, the ones who 1) take over 2 or 3 pieces of equipment at a time when the gym is really busy and 2) don't...
View ArticlePersonal Investments • Conversion from mutual funds to ETFs: details?
I did this recently. It was a bear to figure out […] We had held 3 Janus MFs for several decades. We decided to move them to Etrade since we were already familiar with the platform and wanted to...
View ArticlePersonal Investments • Why I am thinking of not doing Roth conversions...let...
Well the tax rates are supposed to go up after TY25. 22% going to 24% and 24% going to 28%Will other tax cut pass ? Who knows? Also your money will grow so $100 in your traditional now could end up...
View ArticlePersonal Finance (Not Investing) • Primer on estate trusts
Thank you senex and bstenier. I will focus my research on "QTIP" and "credit shelter trusts".I think I have read bsteiner's 2003 article, but I will need to read it again in regards to Oregon...
View ArticleInvesting - Theory, News & General • Theoretical Alternative to the...
Ok.The SPIA has NO capability of reversal. There ought to be a large illiquidity premium.The SPIA will keep my principal if I die early. The contracts are designed in such a way by the actuaries that...
View ArticlePersonal Consumer Issues • EV Tires: Tesla Model Y options?
I am confused about tires for a Tesla Model Y and would like some suggestions. I am considering getting snow tires/wheels from Tesla this winter because they are incredibly cheap for what you get. My...
View ArticleNon-US Investing • UK investor trying to figure out fixed income allocation
10 years is quite a short period to entrust monies you will need quite soon to the vagaries of the stockmarket especially if it is money you are intending to spend to depletion Up to 50% equity drops...
View ArticlePersonal Investments • REITs 2024 for Trad IRA
Your investment approach is quite different from the Bogleheads philosophy, and won't get much endorsement here. What I will say is thatREITs are stocks not bonds, even though both generate income....
View ArticlePersonal Consumer Issues • Living to 100
When I plug in all my parameters, including education, marital status, ldl, hdl, systolic bp, diastolic bp, height, weight, non smoking history, minimal alcohol history, dietary intake (or lack...
View ArticlePersonal Consumer Issues • Help me find a Home security system that will work...
DSL may not be your issue.If your router broadcasts both in 2.4 GHz and 5 GHz that can be your issue.Make sure the 2.4 GHz is enabled on your network.Create a separate network that broadcasts only at...
View ArticlePersonal Consumer Issues • Washington Island Wisconsin - Water Temperature in...
Try this website:https://seatemperature.info/washington- ... ature.htmlStatistics: Posted by jimgour — Sun Jul 14, 2024 5:14 am — Replies 5 — Views 327
View ArticlePersonal Consumer Issues • How Often Is Your Credit Card Compromised?
Oddly, the only cards that I’ve had compromised were ones that I don’t use and had not been used for purchases for several years.I use Apple Pay as an intermediary to make almost every card purchase...
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