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Personal Consumer Issues • What kind of work do you hire out?
I do my own landscaping (and it shows ), I will do minor home improvement. I seal my own driveway simply because I can’t find honest contractors. I don’t touch electrical beyond swapping out new...
View ArticlePersonal Investments • Managed Futures Strategy ETF DBMF
I'm trying to understand sources of return (and losses) in these things before I consider taking the plunge. So a question about leverage in managed futures and short-term interest rates... I'd gotten...
View ArticlePersonal Finance (Not Investing) • More advice for BigLaw Survivor, please?
Just read the original post and not all the intervening posts. Did you ever practice law again in any setting? Even part-time?Nope. Never looked back. I haven't worked at anything at all in any...
View ArticleInvesting - Theory, News & General • Vanguard is owned by its...
Because it was better than before? I used to have a glorious 40 page white paper on the history of mutual fund governance.Is it better than competitors? - We can comprehend Abigail Johnson and Johnson...
View ArticlePersonal Finance (Not Investing) • Hackers leak 2.7 billion data records with...
...All Americans are also entitled to obtain a free copy of their credit report weekly from each of the three major credit bureaus. It used to be that consumers were allowed one free report from each...
View ArticlePersonal Finance (Not Investing) • Can’t decide whether to remodel house or...
OP I'm personally torn on this question for ourselves...In our case, we really like where we live and after several years of passively looking at listing's on Zillow/etc. have yet to find a different...
View ArticlePersonal Consumer Issues • Do you happen to know of any major disadvantage of...
I have two Kobos, a Clara HD and a Libra H2O. I have had several Kindle Paperwhites of various generations in the past.There is literally zero noticeable difference between the two products, they are...
View ArticlePersonal Finance (Not Investing) • Trust for Adult Child?
The OP here in the post you quoted, could try to educate first, before going down the rabbit hole of a trust.That could be ideal.A lot depends - which is why I used the word "might."(The commenter...
View ArticlePersonal Consumer Issues • Truck
Im hoping to find something in the $5000-$7500 range and pay out of pocket.In this price range I would not target a specific brand and instead just look to see what is available and then research any...
View ArticlePersonal Finance (Not Investing) • Do you think I need LTC insurance - back...
Sadly most ltc insurance if you don't already have it won't cover much. There are a ton of limits. Personally I did some research and found it was not great for me. Things like might not cover for...
View ArticlePersonal Finance (Not Investing) • Roth conversions in retirement and...
I retired a year ago and, like you, wanted to make Roth conversions before collecting SS. My TIAA rep discouraged me from opening a Roth account within TIAA. (I had not done my homework at the time re...
View ArticlePersonal Finance (Not Investing) • New S CORP owner
I think most of this discussion (while interesting to me personally) is not helping the OP decide whether to keep the s-corp or not.Despite the back and forth on lawyers and reasonable...
View ArticlePersonal Investments • 401K Fund Selection
There is other Blackrock TDF's I just posted the one that correlates to my retirement date. Thank you for taking the time to explain your knowledge and I will heed your advice. I do like the set it...
View ArticlePersonal Investments • My portfolio - advice?
I assume your are aware of overlap between funds or between funds and individual stocks? For example some people are worried that the SP500 is too concentrated into it's top 7/10 holdings, but you...
View ArticlePersonal Consumer Issues • Worries building in the housing market?
Op, It comes down to jobs. New claims and continuing claims. If you have a job but see others around you, you're going to hesitate to buy a in the housing market. If you don't have a job, you're not...
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Investing - Theory, News & General • Salim Ramji Interview
This new CEO failed his first test. When Vanguard's website crashed and no one could trade for well over 90 minutes we heard nothing from him. Crickets. Not being able to access your funds during...
View ArticleUS Chapters • Suggestions for the Wiki
That helped, thanks! The page contains HTML, which can be a security risk. See "HTML in the Bogleheads wiki" in the private wiki editor's forum. I have added you to the HTML_editors group. You should...
View ArticlePersonal Finance (Not Investing) • Where to borrow money
Is the $2K a month you are getting from the investment property profit after that mortgage and all expenses on that property are paid? Why keep it since you seem to have put yourself into a hole with...
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Investing - Theory, News & General • Is a 50% savings rate impossible...
The OP for this thread (way back in the midst of time!) was asking about reaching a 50% savings rate of after-tax income, not take-home. The expression is "the mists of time" implying that something...
View ArticleInvesting - Theory, News & General • What great rotation??
I have had the same stock allocation since 1999. But my fixed income allocation has changed 5 times because of different stages of life and portfolio value at that time. I don't think I will ever...
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