Personal Investments • Unable to Withdraw Cash from Vanguard Brokerage...
is it a know your customer issue that's not disclosed, is it an elder abuse protection, OP not having power of attorney himself, something else? I am almost 100% certain it is something along these...
View ArticlePersonal Consumer Issues • Shower no longer have hot water - need advise on...
Looks like maybe a 304 Rite Temp.Statistics: Posted by PoorPlumber — Fri Aug 16, 2024 1:19 pm — Replies 9 — Views 319
View ArticlePersonal Consumer Issues • Vet estimate for my daughters’ cat
Just be thankful your cat doesn't need a kidney transplant.https://www.washingtonpost.com/wellness ... s-surgery/Statistics: Posted by baconavocado — Fri Aug 16, 2024 1:21 pm — Replies 80 — Views 4707
View ArticleInvesting - Theory, News & General • New [increased] Fidelity fees for...
Is this Fidelity and/or Vanguard driven?I don't know about the increase, but I believe that the fee in general is driven by both. If you want to use a brokerage option in a 401K, just buy...
View ArticlePersonal Finance (Not Investing) • When one spouse lives much longer...
This was a revelation to me. I'm guessing it is NOT much of a revelation to veteran Bogleheads, but I hope it helps someone with their planning.I was playing with various scenarios in NewRetirement,...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
For the people that successfully transferred from Ascensus to (Fidelity/etc.), did the rollover check contain the full amount of the account or did they remove the minimum 20% federal withholding tax...
View ArticlePersonal Finance (Not Investing) • Is Vanguard accessible?
Odd, I just logged in no problem - Firefox.Statistics: Posted by wwhan — Sat Aug 17, 2024 1:25 pm — Replies 3 — Views 191
View ArticlePersonal Investments • Retirement Vanguard mutual funds/etf
We use Wellesley Income Fund (about 90%) and Treasury Inflation Protected Securities Fund (about 10%) in our Individual Retirement Accounts (we are both taking RMDs) Our non-retirement accounts are...
View ArticlePersonal Consumer Issues • EV Tires: Tesla Model Y options?
For the mypHankook ion evo for all season (spring summer fall) staggeredDedicated lightweight forged rims with Michelin alpin 5 performance winters If you don't have the performance your options will...
View ArticleClik here to view.
Investing - Theory, News & General • Total Portfolio Allocation and...
I have a question about how "real dollars" work for future amounts.I am 56 and expect to start Social Security at age 70 and live (for the purposes of the plan ) to age 102. I've entered my current...
View ArticlePersonal Investments • Early Retirees--Any Surprises?
Interested in pro tips from those who have retired early. Curious what you thought you had planned out from a financial perspective about early retirement that you later realized you didn't.For...
View ArticlePersonal Consumer Issues • What's the best way to let EMS know I have a DNR?
I have a DNR (do not resuscitate) order but am concerned that emergency personnel will not be aware of it or will still administer assistance for legal liability reasons. I live alone, so there would...
View ArticlePersonal Finance (Not Investing) • Roth Conversion vs Capital Gain Harvesting?
You are only 34 years old, so you may not know the answer to this yet. If you were 64, the answer might be more obvious.There is no point in cap gain harvesting if you never actually spend the money...
View ArticlePersonal Investments • Roth conversion confusion
Your IRA is not very large, so depending on future income streams, your age, what you hold in your IRA, etc., you may not have an urgent need to do Roth Conversions. Long Term Capital Gains harvesting...
View ArticlePersonal Finance (Not Investing) • Head of Household
As far as deducting medical expenses, you can & should only do that if the total of those expenses exceed the standard deduction amount ($21,900 for Head of Household + $1,950 for being over age...
View ArticlePersonal Investments • Finding good individual bonds
I'm confused by posts that suggest that, all other things being being equal, holding individual bonds is different from holding a bond fund in terms of stability of income or principle. Won't a basket...
View ArticleInvesting - Theory, News & General • Is There Any Other Reason for an...
I have heard annuities proposed as a guaranteed-income component of retirement strategies. A common example is bridging from an early-ish retirement, to beginning to draw Social Security. For example,...
View ArticlePersonal Consumer Issues • Fort Collins Co vs. Dayton Ohio for weather and...
Isn't Dayton still suffering Post-Industrial decline? Isn't Cincinatti still a very conservative place, just over the bridge from Kentucky? I had Ohio-born employees in Cleveland who referred to it...
View ArticlePersonal Investments • 401(k) Train wreck?
Okay, so I called Vanguard and they said the solution is simple. Send them a check made out to Vanguard FBO mowcat and write my Vanguard IRA account number and specify that it's a direct rollover in...
View ArticlePersonal Finance (Not Investing) • Post-NAR Settlement Buyer Commission...
I never understood why we need realtors . We need professionals who can frame a legal contract between the two parties for a fees and can keep the house safe while the house is being shown ( you don’t...
View Article