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Investing - Theory, News & General • Tech overvaluation
I don't understand what "AI" is supposed to mean anymore but the chatbot applications don't impress me. However, if I'm wrong then I'll be glad to own a piece of it (whatever "it" is) someday. That's...
View ArticlePersonal Investments • Girlfriend and I are blessed by my family buying us a...
...but I do want to protect her by putting her name on it when we marry.The trust is set up to specifically prevent that in case you get divorced.Statistics: Posted by Watty — Mon Aug 19, 2024 1:49 pm...
View ArticlePersonal Consumer Issues • Lightly scented or unscented men's deodorant
Crystal deodorant stone (not the spray). Zero smell, stops the stank better than anything, lasts forever.https://www.amazon.com/Thai-Deodorant-S ... MYDH7?th=1Statistics: Posted by Fclevz — Mon Aug...
View ArticlePersonal Investments • Is a real estate index (VNQ) reasonable in a roth ira?
I'm going to go against the crowd. VNQ is acceptable in a Roth if you are a very very conservative investor.Normally you put your highest risk/reward or really tax inefficient investments in there. I...
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Personal Investments • Where to invest for safety as interest rates go down?
I'm 59 (DW 58) and we've been retired almost 2 years now. My regular expenses (bills and travel) have been covered by my SS and pension so I haven't had the need to touch my IRA at all.All of my IRA...
View ArticlePersonal Consumer Issues • Next trip..Olympic National park or Utah mighty 5?
Yellowstone and the Grand Tetons would be another alternative to consider.Statistics: Posted by Watty — Mon Aug 19, 2024 1:51 pm — Replies 7 — Views 674
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
Thankful for this forum because I never received the postcard or any notification from HSA Bank. There also is no information when I log in my HSA bank account. I have to google and dig to find out...
View ArticlePersonal Investments • In-laws annuity - what questions to ask?
They are not going to recognize a POA that isn’t on their specific form. They won’t discuss anything with you.Well, then we'll do the form on theirs. Or my husband can just stand over his dad's...
View ArticlePersonal Finance (Not Investing) • How to sell a car?
Make sure your bill of sale signed by the buyer states the car is sold as is with no warranty express or implied. You want to first find out how your state (and the buyer's state if he's not in your...
View ArticlePersonal Consumer Issues • Quality New Home Furnishings
highly subjective.First question when buying wood furniture - does solid hardwood matter to you? If so, expect to spend 5K minimum on a small dresser and more for anything larger. Think 1K per dining...
View ArticlePersonal Finance (Not Investing) • How do I get TIAA 360 view to show me % of...
I suspect that there are some assets that simply can't be properly viewed by the tool. Those could include mutual funds from other companies (i.e. held in a Brokerage platform attached to the basic...
View ArticlePersonal Consumer Issues • Anyone use Proton, or other privacy related services?
It's not about where you live.Imagine walking around and there's someone following you writing down a list of everywhere you go and everything you might be interested at buying in a store. They send...
View ArticlePersonal Consumer Issues • Garage Masonry and Foundation project questions
I have a masonry project that I wanted to hire out. It involves (1) filling some missing mortar around garage foundation and (2) a patch job to level off the garage floor so that the overhead garage...
View ArticlePersonal Investments • Wife and I investing at age 50
Do to have access to any workplace plans? Are you eligible to contribute to Roth IRAs? All of which is to say, don't overlook tax advantaged accounts just because they can't be joint.Statistics:...
View ArticlePersonal Investments • Help with Roth IRA / After-tax contributions
Has MI tax law changed? It used to be a flat 4.25%.Sorry yes it is 4.25%, don't know why I put 6% (which is the sales tax). I was just doing tbill calculations with 4.25%...Statistics: Posted by...
View ArticlePersonal Investments • funding solo 401(k) - must use business account?
I have always wrote a check from a business account.Currently, I don't have any checks for my business account. I've had my account for about six years and have never had a need to write a check. But...
View ArticlePersonal Consumer Issues • Interior designer recs in central FL?
Hello all,We're purchasing a new home and, for the first time in our lives, are hoping to have the place designed and ready for us -- rather than piecing it together ourselves, which has always in the...
View ArticlePersonal Finance (Not Investing) • Turned down for promotion/raise at work :...
I am wondering if anyone has been in a similar situation and has any advice.Advice I got from someone I was venting to, who actually tried to help me reframe the situation:- It's not their fault if...
View ArticlePersonal Finance (Not Investing) • Apple Pay: value vs. chip credit card
Current status of Mobile Driver's License by statehttps://idscan.net/mobile-drivers-licen ... -adoption/I wonder how accurate that is? My state is listed as having an active mDL. However, due to the...
View ArticlePersonal Investments • Late payment of dividends, again.
Hi Everyone: I own shares in BRY that paid a quarterly and a special dividend today. Today is the pay date. This seems to be a problem. Does anyone have any insight on why dividends do or do not post...
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