Investing - Theory, News & General • Now that long TIPS yields have...
Sorry LTPZStatistics: Posted by HappyJack — Fri Nov 15, 2024 12:55 am — Replies 3754 — Views 907752
View ArticlePersonal Finance (Not Investing) • Life at a crossroads [Should I take this...
[/quote]Uh, sorry, but you can live pretty well on $600k a year in CA unless you've got 5+ kids you're putting through college. I live pretty well on slightly less than half that number. Maybe not Bel...
View ArticlePersonal Consumer Issues • "Buy a new Toyota, and drive it until the...
I had a 99 corolla until 2012 when DH forced me to sell it at 150k miles because he refused to have our second child in the "deathtrap." No LATCH or side airbags. I sold it to a mid-50s teacher I bet...
View ArticleClik here to view.
Personal Investments • Forgot to file 8606, now what?
[NOTE! This is a resurrection of a 15 year old thread. ]ok. I will return to this thread with an update when they contact me. I agree this will cost their staff some time, so they might charge us....
View ArticlePersonal Consumer Issues • What are some strategy for a car free retirement?
Thinking a bit ahead. What are some of the strategy you would use for a car free retirement. How would you go shopping for food and go to the doctor? If you live in the city, it's probably easier to...
View ArticlePersonal Investments • Inherited Spousal IRA - broker doubled up RMD...
Like I said the spousal inherited IRA rules are a bit complex so I'm struggling to understand why they thought he couldn't do anything with the funds.Is there anything I'm missing or additional...
View ArticlePersonal Finance (Not Investing) • Non-COLA Pension Options
An instructive site I've used in the past is this blog:https://grumpusmaximus.com/He has written extensively about pension vs lump sum, including COLA and non-COLA pensions.-FireGradStatistics: Posted...
View ArticleInvesting - Theory, News & General • Gold Beat US Stocks: Last 25 Years
An asset can deliver a return via a combination of:--Internal returns--Speculative returns / price appreciationWith gold, all of the return is from price appreciation as it has no internal returns.I,...
View ArticleNon-US Investing • UK - simple balanced portfolio - Vanguard
thanks allI don't want to use LifeStrategy as I want to stick to world market cap for both stocks and bonds which LifeStrategy doesn'tStatistics: Posted by RedMan1919 — Fri Nov 15, 2024 2:36 am —...
View ArticlePersonal Investments • Leave retirement funds in 403b or move to IRA after...
My retirement money is in TIAA and I am paying .4% for an advisor.I'm not sure whether to leave my money in TIAA or move to an IRA. About 300,000 of the $1,100,000 I have is in TIA traditional.Now...
View ArticlePersonal Finance (Not Investing) • Caltech retirees - 2025 Aetna cost increases
...I am therefore looking around for other, non Caltech-subsidized plans and found a few:- United Healthcare HMO- SCAN HMOUHC gets really bad reviews, while SCAN gets good reviews.Any feedback from...
View ArticleInvesting - Theory, News & General • Static vs Dynamic Asset Allocation;...
If designing a portfolio of stocks and bonds, suppose I decide that I will plan for a maximum drawdown in equities of 50%, and can tolerate a maximum portfolio drawdown of 30%. (I could choose to plan...
View ArticlePersonal Consumer Issues • Buying Bed For Apartment
the best solution for bedding is the european solution: use 2 split mattresses instead a single large one; use a platform+slatted system with thin mattress toppers instead of bulky Box Spring +...
View ArticlePersonal Finance (Not Investing) • Can an American citizen open a banking or...
I had one in HK before with HSBC with little to no issues. Also under the 10K limit. Not a resident either.Statistics: Posted by cheesepep — Fri Nov 15, 2024 3:28 am — Replies 14 — Views 1234
View ArticlePersonal Investments • Would you invest in xAI?
I am in this field. There is not a single person in the industry who thinks xAI is doing anything remotely interesting.AI "experts" said this for literally years about open AI. Open AI was ridiculed...
View ArticlePersonal Investments • Has anyone used hellonectarine.com for financial...
Has anyone here used hellonectarine.com for financial planning advice? As I understand it, the people listed on there only provide hourly advice and don't do assets-under-management arrangements. They...
View ArticleNon-US Investing • US Nonresident Aliens - Vanguard freezing legacy accounts
Initiated a transfer of my funds to Schwab international two days ago. This morning all but one fund showed as transferred on my Vanguard account. Cannot tell why Vanguard did not execute the transfer...
View ArticlePersonal Finance (Not Investing) • Pay off auto loan early? $28k owed at 4.99%
If you want to cut down on the loan interest I would do the following;Pull 3k from your EF and put it towards the car loan. Make the regular payment rounding up to $600 and continue your current...
View ArticlePersonal Consumer Issues • Does it makes sense to buy new tires for a...
If you decide to pull the trigger, I recommend the Michelin CrossClimate2. They have the best cold weather performance short of a dedicated winter/snow tire.This. It will reduce your range a little...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Is there a good low-fee US total market index mutual fund or S&P 500 mutual fund available at both Fidelity and US Bank with no transaction fees? If you would not consider a 0.22% ER to be low for...
View Article