Personal Finance (Not Investing) • Timing my retirement date
You might explore how you will manage taxation in retirement. Ira withdrawals are straightforward taxable income, but do you have taxable savings to support retirement? You may be able to manage...
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Personal Investments • Portfolio Review
Your portfolio looks fine in my opinion. You are doing very well Will either or both of you be eligible for both a substantial pension and Social Security benefits? If not then I suggest traditional...
View ArticlePersonal Investments • Incorrect 1099-R from Vanguard
I converted X number of shares of a Vanguard mutual fund from my IRA to my Roth IRA on 12/29/2023. When Vanguard calculated the dollar amount of the conversion, they used the closing price from...
View ArticlePersonal Finance (Not Investing) • Can I really really afford a 3 million...
Where is KlangFool when we need him?Haha. I seldom agree with KF, but I have a feeling that we agree on this OP. Your income seems high, and it is relatively, but I know people with higher incomes who...
View ArticlePersonal Investments • Funds in my current Inherited IRA
Sounds like you are good to go. CheersStatistics: Posted by Silk McCue — Sun Mar 24, 2024 10:56 am — Replies 4 — Views 115
View ArticlePersonal Finance (Not Investing) • Considering new job: comparing the new...
I am in the process of job hunting because my current employer (a non-profit) is in dire financial straights. It's an non-profit trade association that services a dying profession. Each year we lose...
View ArticleInvesting - Theory, News & General • Silly TLH games
Have two designated holdings for each asset class in your taxable account, either of which you'd be fine with long term. And swap as needed.Can't stress this enough. You need to be fine with staying...
View ArticlePersonal Consumer Issues • How to avoid getting ripped off on urgent home...
At least they are timely, courteous, the work is warrantied, and they point out what they did and how it's up to code. In these types of situations, is there any way to avoid getting ripped off? I...
View ArticlePersonal Consumer Issues • When brand names matter and when they don't
I try to avoid high fructose corn syrup as much as reasonably possible and willing to pay a bit more for that luxury.same; very hard to digest for me. Also all the "ol" sugar/sugar alcohol molecules...
View ArticlePersonal Investments • How to best source money for down payment
Thanks for the response! Downpayment aside, I would much prefer to have the $82k currently in VBR, VOE, and VTV switched to VTI. I had a portfolio with Betterment for several years before transferring...
View ArticlePersonal Finance (Not Investing) • What are your "hidden" tax tips?
I've learned to value realized capital losses highly.Box spreads and futures are useful in certain tax situations. Either long or short.Using cheap debt instead of selling a highly appreciated...
View ArticlePersonal Finance (Not Investing) • To buy or not to buy a big SUV
1) You can't just add up the rent cost and compare to cost of ownership of the big SUV. OP is discussing swapping current mid-sized SUV for something larger. So the ownership delta is (large-mid...
View ArticlePersonal Finance (Not Investing) • Approaching parents about removing oneself...
I think gifting the money to her is the way to go. I have one sister who is married and has always lived paycheck to paycheck. My mom has some money in her bank account and also Vanguard which I...
View ArticlePersonal Consumer Issues • Oxford UK and region - rent a car for vacation?
A couple of years ago, we rented a car out of Heathrow, and spent a week driving a loop from Dover in the southeast then west to Bath and northwest to the Cotswold's. In planning what to visit, we...
View ArticlePersonal Investments • Missed the boat? Need help!
. . . . .My age:51 Wife's Age: 60I am self-employed working part time. Prefer to retire age ~58. Wife makes negligible money and won't take SS until age 70. We started a small business a year ago in...
View ArticlePersonal Finance (Not Investing) • SERIES E savings bonds
How to Cash (Redeem): Cash at any financial institution that cashes savings bonds. Also take proof of your identity and, if you’re a beneficiary, the bond owner’s certified death certificate.source:...
View ArticleInvesting - Theory, News & General • 10% cash position excessive?
Not excessive.Statistics: Posted by firebirdparts — Mon Mar 25, 2024 11:17 am — Replies 27 — Views 2119
View ArticlePersonal Investments • Those complimentary dinners for retirees by investment...
You're not really trapped in a timeshare presentation unless you believe that you are. The mind can create limits at times that don't exist in reality.A common practice I have seen is bussing the...
View ArticlePersonal Finance (Not Investing) • Dedicated Financial Computer Master Thread
Being a software developer is how I ended up with 6 laptops scattered around the house upon retirement.During my developer days we would use disk images to quickly roll back to standard configuration...
View ArticlePersonal Consumer Issues • Pressure Washer
4 main considerations:1) Volume of work to be done - higher powered pressure washers get the job done faster, but have other downsides2) Storage space. Many pressure washers have a fairly large...
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