Personal Investments • Am I saving too much?
OP,1) What is your gross income?2) Do you have some kind of wind fall?KlangFoolStatistics: Posted by KlangFool — Fri Mar 29, 2024 12:21 pm — Replies 1 — Views 57
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
Yes, doing something demonstrably bad is much less 'offensive' than saying something 'snarky' in reaction to an actual bad treatment inthis society.Well, I can tell you that referring to the forum...
View ArticlePersonal Finance (Not Investing) • Financial lifestyle planning tool without...
Don't forget open source software. Home | LibreOffice - Free Office Suite - Based on OpenOffice - Compatible with MicrosoftStatistics: Posted by LadyGeek — Fri Mar 29, 2024 12:22 pm — Replies 15 —...
View ArticlePersonal Consumer Issues • Where to vacation in Stockholm?
Can anyone recommend neighborhoods to stay in for two healthy (70+) retirees that is safeAre there any places in Stockholm that are not safe?Statistics: Posted by adamthesmythe — Fri Mar 29, 2024...
View ArticlePersonal Finance (Not Investing) • Father Has Passed; Do we need an Appraisal?
@invsav, this is very helpful, thank you!Yes, the mom and both heirs are in agreement - assets to mom, and then to kids when she passes. And yes - the growth in the value of the assets is jaw-dropping...
View ArticlePersonal Finance (Not Investing) • Can we afford, and how to pay for, a hot...
Name brand = more cost but also more places to get parts to fix, assuming you're buying for the long haul!Get all seats! The lay back bench ones are a total waste of space, IMHO, our friends had one...
View ArticlePersonal Investments • When To Slow Down…
I'd have that 15 year old ready to work a part time job to pay for their discretionary items. There's a lot of jobs offering high schoolers $15/hour.Thanks for the reply!Working in our household is a...
View ArticlePersonal Finance (Not Investing) • Seeking advice: card charged 9 months late
This would not be okay with me at all. They should have contacted you first about the mistake. I would complain to both the hotel manager and to the credit card company. No way would I accept...
View ArticlePersonal Investments • Major life change, need help please
How bad is your cash flow shortfall? Monthly expenses about $4000; annual expenses $50-60,000My Social Security $9600 annually, Husband's Social Security will be $24000 annually.If there's no other...
View ArticlePersonal Finance (Not Investing) • Your worst investment move?
I was in my early 40's and finally had a little bit of excess income. An older business associate cornered me 2 years in a row at our annual sales meeting and very forcefully told me it was time I...
View ArticlePersonal Finance (Not Investing) • Learning to fly
Consider joining the Experimental Aircraft Association (EAA.org), and going to Oshkosh for the airshow in July (biggest and best airshow in the world, 10k planes, 600k people). There are local EAA...
View ArticlePersonal Finance (Not Investing) • The real cost of probate? (trust vs will)
My wife's mother had trust and will and the will never had to be probated. The attorney who wrote the trust had some workaround for incidental items. In this case, my wife was the sole heir of...
View ArticleInvesting - Theory, News & General • Single stock exposure in VOO and VTI
3% is a decent, if arbitrary, guideline to give for single equity names in general. However, if you’re exceeding 3% in the course of following a market-cap-weighted asset allocation, that is...
View ArticleInvesting - Theory, News & General • Do you put any stock in Vanguard's...
Absolutely not! Buy the index and let the markets figure out who the winning horse will be.A good way of putting it. Here id how I made the same point in my IPS:Picking specific stocks or market...
View ArticlePersonal Finance (Not Investing) • Trust protector
What is it that you want the protector to be able to do that you don't want the trustees to do?If you trust the protector more than the trustees, why don't you name the protector as a trustee?Who will...
View ArticlePersonal Consumer Issues • Vanguard Bank Account Authorization
Poke around your profiles to make sure everything is in order regarding emails, phone numbers, addresses. (Recently found that daughter’s custodial bank account had a typo in the address)Statistics:...
View ArticlePersonal Consumer Issues • ebay - sellers with two names?
It might be that their username shows up in the search results, but their eBay store name shows when you click the item. This happens with some of my listings.Statistics: Posted by iskey — Sat Mar 30,...
View ArticleInvesting - Theory, News & General • [Vanguard may remove secure...
Thank you everybody for the responses. It looks like I indeed lost my Compose button, but Upload Documents seems to have equivalent functionality (assuming you can submit a message without any...
View ArticleInvesting - Theory, News & General • VFSUX March End of month dividend...
I will say re-invested dividends in monthly issued bond funds were always provided to the customer (at least in my case) without fail over the last 32 years I have been an investor with Vanguard...
View ArticlePersonal Investments • New member - first questions!
I believe I understand the annuity options: A. Include the NPV in the bond portion of AA. B. Don't include the NPV in the bond portion of the AA and reduce expenses by the annual annuity payment.When...
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