Personal Consumer Issues • Facebook Marketplace - What's the Scam of This Buyer?
Why did you text them instead of using Facebook Messenger for communication? There is nothing that can be done by text that cannot be done through Messenger.There is no good reason.Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Calculating Income Tax on Social Security...
Others have given you a way to get an exact number. If you want to have a visualization of the effective marginal rate you can view the heat map representation link in the wiki on...
View ArticleInvesting - Theory, News & General • Gary Smith: LLMs Can't Be Trusted...
They have been effective at verifying a proof already discovered by the ATP user or assisting with very straightforward, but tedious technical steps. Much of this has been done in the area of...
View ArticlePersonal Consumer Issues • T-Mobile price hike - what are you thinking?
I'm on a barebones plan from Tello that works for me because I am on WiFi 99% of the time. I can even rollover unused minutes and data by manually renewing my plan the day before it would...
View ArticlePersonal Investments • Husband bought big in Nvidia last month ...now what?
Meant to emphasize that all shares are to be sold Monday.Let them know the cost of the best divorce lawyer in the state. And that you need the money by the end of the week to pay the lawyer their...
View ArticlePersonal Consumer Issues • Best At-Home Hairclippers for Shaving Men's Head
I also have on Oster Classic 76, but am still coming back to my Remington Shortcut Pro. Better price point and without guard really good at a very close cut.Statistics: Posted by wishIknewbackwhen —...
View ArticlePersonal Finance (Not Investing) • Best way to be a first-time home buyer if...
My wife decided she wants a house, as all of our friends have one except for us.This has to be one of the most ridiculous reasons I’ve ever heard for wanting to get a house. You really should try to...
View ArticlePersonal Investments • Tough love needed? Looking for a check in on my progress
OP,You have a big spending problem. You are not spending 110K to 120K per year. You are spending a lot more than that since you used up your emergency fund and you have credit card debt.Furthermore,...
View ArticlePersonal Consumer Issues • Car buying? Factory installed accessories
The dealer is taking you for a ride or upselling a trim. The sienna is impossible to find so they don’t care, another buyer will be along in a hot minute.Statistics: Posted by bombcar — Sat Jun 01,...
View ArticlePersonal Investments • Stressful job, can we FIRE?
Thanks for the perspective. My options to transfer to a different department are somewhat limited, but I will look into it. I would stick with the current job and just disconnect emotionally. If you...
View ArticlePersonal Investments • New Job Retirement Account Question
There are physicians who have lost their retirement money because of this issue with the employer technically owning the 457 funds and then losing them to court judgements against the employer and/or...
View ArticlePersonal Finance (Not Investing) • Yodlee broken in Vanguard Mutual Fund Account
Yes, I saw a comment in the Vanguard UI thread that suggested it has been changed since at least Thursday. If they are not going to provide access to add / delete / edit accounts, it would be better...
View ArticlePersonal Finance (Not Investing) • What can happen to pensions if company...
Inflation is the enemy of pensioners since it erodes the buying power of fixed pensions over time. Normally most private pension lump sum alternatives are government by an interest calculation based...
View ArticlePersonal Investments • Schwab first impression
Schwab won me over (from Vanguard) many years ago, when they became the first (I heard of) to offer 'no commission' trades.I've been happy there ever since.They won me over with TeleBroker.Statistics:...
View ArticlePersonal Consumer Issues • Coordinating deck with dryer vent
You might have to, by code move the dryer vent. We had a deck rebuilt and when doing so, the contractor alerted us that the dryer vent couldn't be there to meet code. It was re-routed. The previous...
View ArticlePersonal Investments • invest from bank shows up late vanguard
Instead of tracking your net worth on a daily or weekly basis, make it quarterly, or even annually. Regards,I agree, weekly cash gyrations should not have a material impact on your net worth, or you...
View ArticlePersonal Consumer Issues • Ladder for Occasional Home Use: is This Werner...
That 47# ladder made me look up a 20' Werner extension ladder I own. It's type 1A, 300# rating and very sturdy. I'm 220#. It weighs a mere 37#.If I can get away with using the cheap type II 16'...
View ArticlePersonal Finance (Not Investing) • Federal/NJ inheritance tax [need for trust]
$3 million dollar estate. Given NJ has 0% inheritance tax and the Fed In 2024, the first $13,610,000 of an estate is exempt from taxes, do I still need to create a trust for an only child? Thank...
View ArticlePersonal Investments • Investment Strategy/Planning - 29 year old
I'm a big fan of I-Bonds. I started buying them because it was less work than maintaining a 3-year CD ladder. You may not be able to withdrawal for the first year, and there's a penalty for...
View ArticleClik here to view.
Personal Consumer Issues • Extra Dr. Appts just to bill? (not medical advice)
As an example for appts just not to bill, so far all my docs will give me a script for the next 6 mo visit. I go for lab work 1 week ahead of appointment. This, in my opinion, is more efficient as he...
View Article