Personal Finance (Not Investing) • Solicitation from Fisher Investments
Best news in years about this firm.https://www.investmentnews.com/industry ... firm-61919A lot better thanhttps://www.businessinsider.com/billion ... ce-2019-10Statistics: Posted by beyou — Thu May...
View ArticlePersonal Consumer Issues • How to drop land line
Search "how to switch phone providers and keep number": https://www.google.com/search?q=how+to+ ... eep+numberIdea. In recent past, a BH was trying to replace a dumb phone (provider no longer...
View ArticlePersonal Investments • IUL Pros and Cons?
good article on white coat investor on Why IUL is a Bad Investmentdon't forget to read about why whole life insurance isn't great either:https://www.whitecoatinvestor.com/what- ... insurance/Thanks,...
View ArticlePersonal Finance (Not Investing) • Renting out starter home
Very interesting that many Bogleheads prefer to rent vs own. However, when someone asks about renting their home out the majority say don’t do it, it’s a headache dealing with tenants. There’s a...
View ArticlePersonal Finance (Not Investing) • Should I switch my checking from my local...
I will not drop my Credit Union. I've been there for 40 years, and they have been good to me. I have gotten the Chase offers as well as Wells Fargo offers.It just Is not worth the trouble. They want...
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Personal Investments • Social security Question
This issue always trips me up in these discussions, so I am clarifying for both the myself and the OP:If the OP dies prior to his spouse’s FRA (assuming age 66), then she will not receive 100% of his...
View ArticlePersonal Investments • Annuitize Your TSP - Why or Why Not?
I didn’t. I have a military pension and SS that have a Cola. As you know, A fixed annuity payment may be eaten up by the effects of inflation over the course of a long retirement. If I didn’t have a...
View ArticleInvesting - Theory, News & General • What's up (or down) with TIPS?
So, I'm looking at long term secondary market TIPS. Questions:- My understanding is that the yield assumes that the coupon is reinvested at the same rate as the TIPS?YTM assumes nothing about what the...
View ArticlePersonal Finance (Not Investing) • Seeking Tax Advice on Home Sale Donation /...
Scheme?From the Oxford English Dictionary:A large-scale systematic plan or arrangement for attaining a particular object or putting a particular idea into effect.You missed one:"make plans, especially...
View ArticlePersonal Consumer Issues • Carmax Warranty on my used BMW
That is pretty sad if an expensive car like a BMW starts to fall apart at 100K. Should easily get 150K or more out of a car. My wife sold her RAV4 and it had over 300K miles on it. I think she had it...
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Personal Investments • 100% in stocks. 15 years to retirement. Too risky?
Here’s a quote From Taylor Larimore when someone asked can you really know your AA until you’ve hit a bear market.“I think it is impossible to know our risk tolerance until we have experienced a bad...
View ArticlePersonal Consumer Issues • Visiting relatives - stay at their place or hotel ?
The fact that you're even asking that question makes me believe it's best to stay in a nearby hotel.Or, did they say "please stay with us!"Statistics: Posted by AlwaysLearningMore — Fri May 31, 2024...
View ArticlePersonal Finance (Not Investing) • How much do i need to pay extra to pay...
Original Loan Amount: $370,000Current Balance: $325,882.11Interest Rate: 2.75%How much extra payments approximately per year i need to make to pay off my mortgage by July 2031 ?Looks like you're...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
I have not seen it yet, but I read that the relatively disappointing box office for Furiosa may mean that The Wasteland will not get made, even though there is a script.I’m probably going to go see...
View ArticlePersonal Consumer Issues • What are you listening to now
Just Finished a Great 60s Marathon Listening Session onYouTube"Listen People" by Herman's Hermits"Over You" by Gary Puckett and the Union Gap"It's Gonna Take a Miracle" by The Royalettes"How Can I Be...
View ArticleForum Issues and Administration • Boglehead GPT
Discussion from June 2023: viewtopic.php?t=406998Alex Frakt, site founder wrote:They are already scraping the site, or perhaps more accurately, are trained with data that has been scraped from the...
View ArticlePersonal Finance (Not Investing) • Personal Umbrella Policy choices
I know one school of thought that 1 mil is enough and another school of thought to insure up to total net worth.I might adjust my advice a bit depending on what state you're in, but if you have...
View ArticlePersonal Investments • Backdoor Roth Question
Thanks for the replies! The contributing and converting the following day makes sense.To clarify, Vanguard provided the amount I contributed to the Roth IRA as well as the gain. I did ask them to...
View ArticlePersonal Consumer Issues • What Are Your Simple Pleasures?
Coffee in the morning with some form of liquid chocolate decadenceA good book and a quiet place to readA cat, or two, or three on my lap or beside meWatching an old '50s or '60s television show with...
View ArticlePersonal Finance (Not Investing) • Annette’s Excellent Real Estate Adventure
Just another thought... He may have had a bad experience with a lawyer and does not want to be at a huge disadvantage if something happens.Very reasonable. I was a little concerned about him too since...
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