Personal Finance (Not Investing) • What happens to Inherited IRA after I die?
It is a qualified trust. I am the trustee as well as the only beneficiary. I do have to take 100% of the RMD annually, however I could take more as needed.The Vanguard representative didn’t sound very...
View ArticlePersonal Consumer Issues • Fruit wipes for international use?
if you're going to hit fruit hard, you might have diarhhea anyway.maybe better to take immodium or eat dairy which can work the other way (unless you're lactose intolerant).this does not constitute...
View ArticlePersonal Finance (Not Investing) • Fidelity Retirement Planner Social...
Change your view (Display Settings) to Future Dollars and you’ll see the increase over time. It is exactly 2.5% per year.Thank you! Option has been right in front of my eyes. I like the Fidelity...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
Finished two books:Cloud Cukoo Land - Anthony Doerr. Was this fantasy? Historical fiction? Definitely, the book is quite the tangle of different genres. The book follows 5 different people living in 3...
View ArticlePersonal Finance (Not Investing) • Inherited IRA and Secure Act Rules
I appreciate everyone's feedback.I feel better about this now.I calculated the RMD on both the Vanguard Website and the IRS Website and both came out the same.The 401K that I inherited was all pre-tax...
View ArticlePersonal Finance (Not Investing) • Retiree Portfolio Model
ALERT: An unknown person was accessing RPM (making changes to the model?) on Dropbox today, and perhaps earlier. I have restored the May 1 version. IF YOU DOWNLOADED TODAY DO NOT USE and download...
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Investing - Theory, News & General • Approximately How Many Total...
Credit cardsabout 35 from the past where I opened them for sign up bonuses. Wells Fargo, Amex, Citi, Chase, US bank, Discover, Capital One, Bank of AmericaHow do you keep track of 35 credit cards? Do...
View ArticlePersonal Finance (Not Investing) • Old employer deposited $7 in my empty 401K...
Thanks, sounds like the consensus is just to ignore. I honestly don't even care about or want the $7, I guess I was just worried that if I didn't do anything about it, it will end up a bigger headache...
View ArticleInvesting - Theory, News & General • Where does the return we get from...
When I invested $100 and get a real return of say $4, who is giving it to me?Perhaps it's ultimately a pyramid scheme. You paid $100 to a person who originally paid $96.Statistics: Posted by etfan —...
View ArticlePersonal Consumer Issues • Central A/C contract advice
Do people get annual AC/furnace checkups? I've never done that, and (knock on wood) haven't had a major problem. I'll just have someone out to service it if it needs it. But modern AC/furnaces seem...
View ArticlePersonal Consumer Issues • My computer has 8GB of ram. Would I make it faster...
This is one of the cheapest ways to improve performance in most cases. Just put the 16G stick on and move on with your life.Whether or not to match the sticks will not matter for you, and neither will...
View ArticlePersonal Finance (Not Investing) • Ordering a new car
i think i had the same process as you. There was no problem with the deposit in the sense that it only held the vehicle for me. If I decided when it came in that I didn't want it my deposit would have...
View ArticlePersonal Consumer Issues • All DIY lawn weed control sucks. Change my mind.
All of the advice above assumes you actually need to fertilize or weed your lawn. You don’t. Stop it. You’ve been manipulated into an unnecessary mindset by chemical companies’ advertising. Mow your...
View ArticlePersonal Consumer Issues • Extra Dr. Appts just to bill? (not medical advice)
Thanks to all the docs that asked me to come in for appts that I didn’t think I needed since I have no medical knowledge, and thanks for noticing things in my health and prolonging it. I also think...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
If you want to use a debit/ATM card or checking with a brokerage account, it goes through the same Program Banks as the CMA.I thought the "Program Banks" just support the FDIC sweep option in CMA. A...
View ArticleInvesting - Theory, News & General • Victor Haghani on owning TIPS bonds...
I’m not understanding how someone can determine their future annual liabilities beyond creating a minimum income floor that someone feels is needed to cover basic needs plus a small buffer. I think...
View ArticlePersonal Finance (Not Investing) • Financial Planning Software - how accurate...
I'm not the topic author and can't speak for him, but I think what I stated above is what he was asking: Do people who use these calculators and then retire find that they accurately predicted what...
View ArticlePersonal Finance (Not Investing) • IRS Notice Lost by UPS
Assuming that the USPS envelopes inside the large UPS envelope were not destroyed or lost, it's pretty irresponsible of UPS not to deliver them to you. They should have your name and address on them...
View ArticleInvesting - Theory, News & General • Agency Bond Call Dates 5 vs 20 Year
My experience for agency bonds is that when trading price exceeds par they get called, i.e. you paid $20,000, the market value is $20,001 one week prior to call date, and it gets called. You don't get...
View ArticleInvesting - Theory, News & General • Wes Gray is my "Bogleheads on...
I only subscribe to one money podcast and "Bogleheads on Investing" is it!Statistics: Posted by robertfromtx — Thu May 30, 2024 7:41 pm — Replies 9 — Views 700
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