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Investing - Theory, News & General • A fun "income" account
The beauty with these ETFs is you can dial down the income easily if you find it too much. Or you can dump into something like VTI, SCHD or even MMF. I have not even considered yieldmax yet. Check out...
View ArticlePersonal Investments • Please help me allocate 529 funds
I have two main concerns about sticking with the age based track:1. 40% international has been such a drag for so long. I chose the age based fund for simplicity but in retrospect, I should have...
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Personal Finance (Not Investing) • Auto Insurance Non-Renewal - looking for...
But how many families can afford 6 cars? I'm talking in the real world not the Boglehead world....The OP is going to be paying around what the average mortgage payment is for car insurance. 6 cars can...
View ArticleInvesting - Theory, News & General • Filling the TIPS gap years with...
Personally, I think the detailed analysis is converging toward a general confirmation that what people have been doing all along is good enough. That is, if filling the gap uniformly, buy excess...
View ArticlePersonal Investments • Started a new role w/limited 401k options.
If you are sure about staying at this employer only for a couple of years, I would suggest dropping everything into the BlackRock Russell 3000 fund. Just one fund, keep it simple. Do not try to slice...
View ArticlePersonal Consumer Issues • Transmission flush costs?
When installing a new unit I have always recorded the pressure readings in the handbook.That's seems like a good idea although I'm confident that virtually nobody other than you compels their...
View ArticlePersonal Investments • 75 yo mother: Mix in Bond Fund to Cash/Stock Portfolio?
My 75 year old mother has a life expectancy of about 10 years (she is not in great health). She has $650k in total assets, of which $350k is in a total market stock fund, and the remaining $300k is in...
View ArticlePersonal Finance (Not Investing) • Help me understand how I should make my...
Thanks again for the helpful posts upthread.Good news is that I am able to make a payment.The bad news is that the $5000 payment toward principal (accepted by the first original lender) has yet to be...
View ArticlePersonal Consumer Issues • Why is Safari so slowwww lately?
I run the Vivaldi browser on Windows 10. That browser is supported on macOS 10.15 as well.Statistics: Posted by Tyler Aspect — Thu Aug 01, 2024 10:17 am — Replies 35 — Views 3999
View ArticlePersonal Investments • Inherited IRA - Transfer in kind
I could see doing an in-kind transfer if the IRA contents were some sort of special-case issue which is hard or costly to acquire, and which you want to retain for some reason.That's the only reason...
View ArticlePersonal Investments • HomerJ - retirement plan
One other point....If things take a turn for the worse, do you really need to spend $110K/yr in retirement for you and Marge to be happy?(This is a question for you to ask yourself...I am not...
View ArticlePersonal Consumer Issues • Lexus owners: going from ES 350 to GX 460...
People love the older GXs that you are considering. It’s always puzzled me. They are definitely antiquated and gas guzzlers. I think they ride terribly too. But people really really love them, so...
View ArticleInvesting - Theory, News & General • What does risk really mean? How is...
As you stated we cannot tell the future so I used past quantitative data to build my (retiree) financial plan and set my AA. As such for me personally the risk is how (and how much) the future will...
View ArticlePersonal Finance (Not Investing) • College Scholarship and Kiddie Tax
Have gone through this with my DD, so my opinion FWIW:1. The unearned income is liable for Kiddie Tax. There is a Worksheet to calculate, and it has arbitrary elements, but it’s your kids’ choice...
View ArticlePersonal Finance (Not Investing) • This is why I'm glad I started investing...
The biggest positive that came from investing heavily for retirement very early on was that now, at 44...I don't stress about the corporate BS, power struggles, and fighting to climb the ladder for...
View ArticlePersonal Consumer Issues • Things to do in Kauai
Kilauea Point National Wildlife Refuge.Amazing spot for birding. This might be where, 15 years ago, I became a birder after seeing Great Frigatebirds and Red-Footed Boobies. You need a ticket these...
View ArticlePersonal Investments • Can I afford this house?
The house is definitely in the affordable range for you, especially with only having to take out 600k on the loan. This seems very feasible, but it matters more if this is a house you can see yourself...
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Investing - Theory, News & General • Current state of Vanguard tech and...
I can parrot many comments from other users:I've been a Vanguard customer for ~13 years and have never had a negative experience. My Kids, Wife, Niece, Friends, all use VG and have no issues. I am a...
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Investing - Theory, News & General • What are you up YTD? [Year To Date]
Last week our portfolio was at its highest. This week week it looks like we’ll be below the highest again. I suspect that like most Bogleheads here who follow the golden rules, we will pass on to our...
View ArticlePersonal Investments • Cash at Fidelity
I figured this out. If I've owns FDLXX & FSIXX, Fidelity will liquidate the later first. I see today that the buy of FSIXX on Tuesday, went into and came out of that fund. So today, I placed an...
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