Personal Finance (Not Investing) • Use Yahoo Finance or Fidelity to study a...
www.Betterinvesting.org is a great non profit that helps individuals and investment clubs learn to study stocks. Check out their website - lots of info. Timeless information.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • NCUA deposit coverage amount POD
I know you can increase NCUA coverage by adding beneficiaries to a regular share certificate. Does this also apply to an IRA share certificate?Answer is NO. Adding beneficiaries to an IRA certificate...
View ArticleInvesting - Theory, News & General • Reporter doing story - "VOO and...
My mental image of nisipirius googling "Netflix and chill" made me giggle.How do you say VTSAX? Spell it out or vee-tee-sacks?VTSAX and snacksSPY and pieNTSX and flexStatistics: Posted by...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
I had an interesting wrinkle come up as I was shopping for a new i401k custodian and asking about bonuses. One brokerage told me there were no bonuses for transferring an i401k but if I converted it...
View ArticlePersonal Finance (Not Investing) • IRS W-9 for 'Referral' Discount a Typical...
Is it possible that despite this being a discount in marketing terms, in economic/tax law terms it's a commission and therefore a 1099 is entirely appropriate?Similar to a one-time reward from a bank...
View ArticlePersonal Consumer Issues • Strange email from USPS about delivery to old address
FWIW, Informed Delivery was having issues at the start of the week that may have resulted in an old email registration triggering on a package to the current residents. So this could have been a...
View ArticlePersonal Investments • BND vs VMFXX for money needed in 2026
Definitely NO to BND in this situation.BND duration is too long for a 2 year timeframe.Statistics: Posted by watchnerd — Thu Sep 19, 2024 8:00 pm — Replies 8 — Views 651
View ArticlePersonal Investments • For Retirees. How simple are your portfolio's?
Not as simple as I'd like, mostly due to the US tax code. I'm single so that already simplifies things. I've got taxable, deferred-taxable, and non-taxable assets. The taxable stuff all has an obvious...
View ArticlePersonal Investments • Replace Bond Funds??
If one year stocks drop by 50%, and bond funds return 0%, bonds will have outperformed stocks by 100% based on the relative performance after stocks dropped by 50%.Statistics: Posted by Simple Simon —...
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Personal Consumer Issues • Costco rotisserie chicken
These cooked chickens are as juicy & flavorful as ever. Been buying them for years. No changes. Statistics: Posted by soretired — Thu Sep 19, 2024 8:08 pm — Replies 310 — Views 62569
View ArticlePersonal Investments • Roth IRA allocation
I will definitely follow livesoft’s advice and post the full family picture for a checkup. I will have to look back to see where the fund ideas came from and look into the overlap. QQQM was chosen for...
View ArticleInvesting - Theory, News & General • Blackrock, $35T debt issue -- Noise...
It's just a marketing piece for "digital assets", best to ignore content like thisStatistics: Posted by hoofaman — Thu Sep 19, 2024 8:12 pm — Replies 23 — Views 1301
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
TL;DR- Avoid depositing checks from your other accounts into your Fidelity account, as it may result in an extended hold on the funds (up to 16 business days).- The same applies to ACH transfers –...
View ArticlePersonal Consumer Issues • Books that changed your life!!
The Power of Now by Eckhart Tolle.+1 and then also The Biology of Belief by Bruce H. Lipton!! Everyone should read both, a couple of times as they are that good!Statistics: Posted by JaeJones — Thu...
View ArticlePersonal Investments • Request for guidance with retirement on the horizon
I would start with the VPW spreadsheet. It does a good job of modeling bridging and will give you an idea of how much you can withdraw each year. It sounds like you need around $120k for a few years...
View ArticlePersonal Consumer Issues • Amazon privacy...leaving???
The United States has decided that it is OK to invade your privacy as long as it is done for the purpose of selling you stuff.I don't happen to agree, but at the moment that's what our laws amount to....
View ArticlePersonal Finance (Not Investing) • Bank of America/Merrill Edge - Preferred...
Is customer service nicer for preferred rewards platinum honors? Do you get someone right away when you call?Not sure if they still have it as I haven't needed to call in a couple of years, but...
View ArticleInvesting - Theory, News & General • Does your tracking methodology...
My tracking spreadsheet has shown clearly when my asset mix is outside my targeted asset allocation. That has led me to rebalance, both within equities (sell domestic, buy international) and between...
View ArticlePersonal Finance (Not Investing) • refi before making a single mortgage payment?
I live in NoVA. I heard about Rocket all over this forum. But I will try the others you listed. Thanks!I plugged in my old zipcode in NoVA, and made a few other assumptions (mainly that it's a single...
View ArticlePersonal Consumer Issues • Is Solar Worth It?
If you’re thinking about a battery and how that would help with outages over some period of time, you also need to understand both your weather and your consumption. With rain or substantial cloud...
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