Investing - Theory, News & General • The Final, Definitive Thread on...
May have been posted before, but at RH, can you designate a TOD beneficiary?Yes.Awesome. Ty Nalor!Would you all feel comfortable ACAT'ing to RH >$500k, taxable, in order to maximize a larger bonus?...
View ArticleNon-US Investing • Plan to buy a house in Europe via Interactive Brokers...
This thread is now in the Non-US Investing forum (Europe).(Thanks to the member who reported the post and explained what's wrong.)Statistics: Posted by LadyGeek — Fri Sep 20, 2024 8:26 pm — Replies 1...
View ArticlePersonal Investments • I-Bond redemption issues
I have searched old I-Bond threads and cannot find an answer to my issue, so here is my problem. I hope someone has a good suggestion for me.My wife and I submitted the redemption forms for our...
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Investing - Theory, News & General • Larry Swedroe's latest article on...
Looking up the returns from the annual statements is something I presume he has done, and I wonder why he doesn't keep score for his recommendations.It's awkward and surprisingly difficult. For one...
View ArticlePersonal Investments • Retirement income
My 2 cents -I know purely financial terms a life term annuity (SPIA) may or may not make sense, but Advisors like Wade Pfau , Michael Kitces...& other academic retirement researches do recommend a...
View ArticlePersonal Consumer Issues • Is Hotel Check-Out Necessary Anymore?
I appreciate it when my room is ready before the official check-in time so to help that happen for the next guest, I let them know I'm out so housekeeping can get started. For the hotel chains I...
View ArticlePersonal Finance (Not Investing) • Does My Elderly Mother Need an A.I. iPhone?
Apple Intelligence has not been released yet. It’s vaporware at this point.+1Right now almost everything marketed as part of the "AI" fad is a product that is sold, not bought, similar to whole life...
View ArticlePersonal Consumer Issues • LibreOffice instead of Office365
I consult a lot with my pre-retirement employer, which uses Office extensively. Lots of Word and Excel documents going back and forth. DW and I also own two homes as snowbirds, and Office365 creates a...
View ArticlePersonal Investments • Five more Years to FIRE with $7M but with a Special...
Kids are tweens right now. You should not attempt to do a "one and done" estate plan where you write it now to cover all possible circumstances and never change it again. First, because of the size of...
View ArticlePersonal Finance (Not Investing) • Thoughts on earning associates degree in...
Keep in mind how much of the lower division work will be accepted by target 4 year institutions. Also, know that completing some courses also creates a funnel for required upper division courses, ie...
View ArticlePersonal Consumer Issues • Auto lane centering adjustment
I'm not sure I understand. These are "assist" and not meant to keep you in the center. When you turn off this feature, what happens? Does your car drift left? I'm gonna guess that it does and that...
View ArticlePersonal Investments • Transitioning from a CFP AUM to DIY
I had thought about doing that, but it might make my wife too uncomfortable! I need to get her onboard first.Tell her to look on the bright side: Y'all are giving the CFP experience for when clients...
View ArticleInvesting - Theory, News & General • Cliff Asness's latest thoughts [“The...
But how does publicly disseminated info get reflected in the stock market accurately if the public doesn't interpret it correctly? EMH does not state that public information is priced in accurately,...
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Personal Investments • Need suggestions on calculator and potential advisor...
I am deeply concerned over having my money last through retirement.While I like eMoney, I prefer to have a calculator where I can control the variables. Therefore, I have been running my own...
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Investing - Theory, News & General • I love rebalancing instead of trying...
Smit-cat, you want a written step-by-step detailed plan so it's easier to examine?Here it is:50/50 desired AABefore retirement:Stock side goes up, if AA goes to 52/48, rebalance back to 50/50.Stock...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
Conservative: Risk tolerance = 7 (RRA = 6.48)Moderate: Risk tolerance = 12 (RRA = 3.05)Aggressive: Risk tolerance = 17 (RRA = 1.44) Hey Ben,A few quick questions. I've been using the tool for a while...
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Investing - Theory, News & General • [WSJ Article - Robinhood Touts...
Thanks for sharing the article. Good to know that I’m already using one of the lower cost brokerage for my option trades. Statistics: Posted by jarjarM — Tue Sep 24, 2024 5:59 pm — Replies 5 — Views 548
View ArticlePersonal Investments • [Safe Withdrawal Rate] Are you 3% and why/why not?
Actually I am at 6% until SS. AFTER THAT I will be at 3%.Yes, I am as well , 5% from age 66 to 70, then below 3% .I'm delaying SS until age 70, and making Roth conversions,which artificially increases...
View ArticlePersonal Consumer Issues • Gaming PC Suggestions
My son is highly interested in aviation and wants to get Microsoft Flight Simulator 2024. The minimum specs mentions graphics cards and various things I know nothing about. Can anyone point me to the...
View ArticlePersonal Finance (Not Investing) • Looking to hire a real estate agent in bay...
+1 on looking at recent sales and look at some of the most active agents.Statistics: Posted by jarjarM — Tue Sep 24, 2024 6:01 pm — Replies 3 — Views 162
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