Personal Consumer Issues • Advice on flying Boston -> Vietnam
There´s no direct flight, so you´ll have at least 1 stopover. Then again, you´re spoiled for choices. My recommendation: Buy a "premium economy" seat on Cathay Pacific (with stopover in Hong Kong) or...
View ArticlePersonal Finance (Not Investing) • Legitimate reasons for an advisor?
Although I would not hire an AUM advisor, I can see why most of them still use the AUM business model. Most people are terrible at managing their assets. Bogleheads are not most people.If an adviser...
View ArticleInvesting - Theory, News & General • Benz Recommends 2 Years / 8% Cash...
If one holds say 1 yr of expenses in I bonds (that at least 1 year old), 1 year of expenses in a short or intermediate TIPS fund, and 1 year of expenses in a short or intermediate treasury fund, at...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Can you point me to anything on Fidelity's web site where they commit in any way (contractually or otherwise) to auto-liquidate for regular brokerage accounts? This is what I can...
View ArticlePersonal Finance (Not Investing) • What's the benefit of your house value...
It increases my tax burden.How so?You start with your city's budget. It is then allocated to the people of that city, in this case by proportion of property in that city. So really, it is your city's...
View ArticlePersonal Finance (Not Investing) • Best way to introduce personal finance to...
Tell your kids you are going to give them an allowance. Then, at the end of the week instead of giving them money, tell them they owe you money because after taxes, rent, utilities, food, etc.,...
View ArticlePersonal Finance (Not Investing) • Here are Medicare Part D WellCare Value...
So I didn't sign up for Wellcare Valuscripts for 2024, thinking that at .50 a month there must be a BIG bait and switch coming for 2025.However I stayed with the next lowest cost (in South Carolina)...
View ArticlePersonal Finance (Not Investing) • AirPod case through washing machine
I’ve heard it recommended to put water soaked electronics into a container of dry rice.Rice works because it means people are letting it sit and dry for a couple of days. It's not more effective than...
View ArticlePersonal Consumer Issues • Best < $100 purchase?
Probably a $99 DeWalt drill/driver. Use it for nearly every project.Can you point us to it on Amazon?Thanks!Statistics: Posted by yankees60 — Wed Sep 25, 2024 6:20 pm — Replies 308 — Views 61005
View ArticlePersonal Investments • Ascensus does not show Roth 401k portfolio separately...
I've been very happy with Schwab as my new i401k provider. I was able to transfer one of the accounts in kind from Vanguard to Schwab before the deadline and it has been great.Unfortunately Vanguard...
View ArticlePersonal Investments • S&P500 to cash temporarily
I count 13 years. 15 years if you count 20% or more increases YOY (1996 and 1999). 15 times over 44 years is 34% of all the years the market went up 20% or more. Were those times to sell? If you had...
View ArticlePersonal Finance (Not Investing) • Extra payment to prinicipal or interest>?
How can the payment be 100% interest? The only "interest due" would be what is due at the time of the payment. Are you sure that the principal is not also reduced with each payment?...The payment is...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Last night we watched an old [(removed) --admin LadyGeek] British movie from 1949 titled Kind Hearts and Coronets. The American version was cleaned up but we had the original one. It is supposed to be...
View ArticlePersonal Finance (Not Investing) • What's good at USAA?
I stay with their banking (checking) because when I do a mobile deposit, the amount is immediately credited to my account (no holding period). I think this is a perk obtained after having the account...
View ArticleInvesting - Theory, News & General • Anyone still favor Vanguard?
I agree less is more and simple is better than complex. And that is part of what I liked about Vanguard. So what went wrong? Let's see:- They pushed me to their brokerage platform which I find overly...
View ArticlePersonal Investments • Multiple retirement accounts available - how to maximize?
I have this with a mandatory plan, then separate voluntary 403b and 457. I max the latter 2, so end up saving almost 90K pretax per year when accounting for employer contributions.You have a third of...
View ArticlePersonal Finance (Not Investing) • US Resident and Domiciled Non-Citizen...
The citizenship/residency status of the surviving spouse can impact potential estate taxes if they are a beneficiary of the estate.Statistics: Posted by 123 — Wed Sep 25, 2024 6:25 pm — Replies 7 —...
View ArticlePersonal Investments • ESPP Decision: To Enroll or Not?
Hi everyone,My company offers an Employee Stock Purchase Plan (ESPP) with a 15% discount and 12-month offering periods. However, the company's stock performance has been less than stellar, with a 33%...
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Personal Finance (Not Investing) • Anyone here have PMP certification?...
I have a gut feeling the place I work is slowly dying. It's a membership non-profit and our membership numbers are down a little more every year for the past 10 years, they refuse to raise membership...
View ArticlePersonal Consumer Issues • EV / Hybrid basics?
I agree that if your electricity prices are $0.10-0.13 per kwhr the benefit may just not be there. My own view is one should seek at a minimum a 10 year payback or about 7% nominal IRR?* If doing this...
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