Investing - Theory, News & General • Larry Swedroe's latest article on...
An, ahem, alternative view, is that appeal of alternatives is neither as a hedge nor as a vigorous profit-maker, but for psychological reasons. Suppose that a person has many millions of dollars in...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
TradeUP:TradeUp brokerage is offering the following three bonuses which stack together:New TradeUp brokerage who make an ACATS transfer from another brokerage into TradeUp by December 31, 2024 are...
View ArticlePersonal Investments • Active Bond Funds Rec'd by Schwab
Most muni-bond indexes are pretty poor. For a index to work you need a set of securities that have a high volume of trades. Note, we are mot looking at total volume, but a specific security that you...
View ArticlePersonal Finance (Not Investing) • How to Pay for Medical School
I'm a physician. I think I can identify with what I see in your question as an envious case of "grass is greener" from a career perspective, mixed with a love of learning, intrigue about...
View ArticlePersonal Consumer Issues • What SUV should I buy?
Why are there so many suggestions for a Toyota Tacoma? That’s a truck, not an SUV, right?The Toyota 4Runner mid size SUV shares the same platform as the Tacoma pickup truck.That might be a...
View ArticleInvesting - Theory, News & General • Gifting to Children
towards their college accounts. Even this those accounts are fully funded, new provisions allow the excess to flow back to the child in a Roth. It's a great, tax-free opportunity to start a nest egg...
View ArticlePersonal Finance (Not Investing) • FIRE at 42?
Some do get actual fun part-time work which qualifies for health insurance at public/private employers like city recreation programs, state parks, community organizations and small companies (e.g....
View ArticlePersonal Consumer Issues • Washer and Dryer
Speed queen TC5 top loader and any speed queen dryer (in researching dryers, brand here was overall less of a big deal vs washer though). Our dryer was one of their commercial ones as it was on sale...
View ArticlePersonal Finance (Not Investing) • Has anyone used halfmore.co for Custodial...
It was only a matter of time before Kids Roth IRA as a niche life hack got disrupted by a Fintech company and assimilated into the broader gig economy. They leave a lot of questions unanswered:What's...
View ArticleClik here to view.
Personal Consumer Issues • Car thread: Kia ev9 vs. Toyota grand Highlander...
Any negotiation tips? How do I ensure residual value is in my favor? (First time leaser) So the first tip is that the residual is the ONE aspect of the transaction that you have zero control over. It...
View ArticleClik here to view.
Forum Issues and Administration • Why not add a "like" button to...
Like buttons can be used to form coalitions and trade favors.I would like anyone who asks the site for spoiler tags. There likely would be a Give-Us-Emojis! coalition as well. Everyone scratches each...
View ArticlePersonal Finance (Not Investing) • Can I Comfortably Afford a $35k Car?
I don't know how many private car sales you went through, but I happened to resell a few BMWs & Audis. Except in 2021, it is rarely the jackpot when there is plenty of supply.A 2019 X3 sDrive30...
View ArticlePersonal Investments • Real estate decision - Letting the Tax Tail wag the...
Did you also factor in depreciation recapture?You didn't mention the type of property it is. If it's residential, consider living there for a few years and making it your primary residence; then you...
View ArticlePersonal Finance (Not Investing) • How are we doing? Family of 4, closing in...
Using the Roth as your college savings vehicle is fine, but I would be sure you've done some research and projections into likely college costs and options, and think about what options you want your...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
IF you're just chasing a bonus, maybe you don't need a joint account.Statistics: Posted by tj — Sat Sep 28, 2024 6:51 pm — Replies 138 — Views 15350
View ArticlePersonal Investments • taking over HNW father's portfolio
I would significantly up his fixed income to ensure all needs are covered in his lifetime. 60/40 is about as agressive as I'd go. I'm not sure what you mean by "4 funds". "3 funds" is the default...
View ArticlePersonal Investments • Portfolio Review for the "home stretch"
His 401K at Empower•61.2% BlackRock Lifepath 2035 TDF (.058%)------------Available Funds:His 401K – eh, we are just rolling with a TDF for simplicity and ER purposes. The options aren't great so TDF...
View ArticleInvesting - Theory, News & General • 2024 Overconfidence - Let’s have a...
True, but you didn't make clear what your inputs were either. 25% not in stocks is invested somewhere else, and although it will probably make less, it won't make zero.Sure, I did."For instance, with...
View ArticlePersonal Finance (Not Investing) • Question for those who have sinking funds
I am moving $10 K for home repair and auto replacementto a MM Fund in Roth each year. That way, a sudden $30K to $40K withdrawal will not push me into a higher tax bracket.Statistics: Posted by...
View ArticlePersonal Consumer Issues • Best Ways to extend Life of Car
It is difficult to find people competant to work on most anything including cars/trucks. From my experience finding a competant tech to work on cars is much preferred over most owners that attempt to...
View Article