Clik here to view.
Personal Finance (Not Investing) • Prepping for House Purchase
1. When I sell, I know I need to prepare to pay next tax season. Lets suppose I sold off all $192k in the brokerage. Current capital gains are $50k, so I'm estimating (24% tax bracket) 0.24*50,000 =...
View ArticlePersonal Consumer Issues • How to discourage fraud by service techs
the service tech came this week for annual maintenance on my whole house generator (yes, I could do it myself, but choose not to)He explained upfront what he would do and approximately how long, and...
View ArticlePersonal Investments • TIPS ladder for retirement - handling social security...
Thanks to all your responses and advice. In particular, GAAP » Mon Oct 14, 2024 3:04 pmThere are really four basic ways to deal with the issue:Completely ignore it, and hope things work out --...
View ArticleInvesting - Theory, News & General • Bond Markets and SGOV
The value of SGOV goes up slightly every day until the “interest” is distributed once a month. So it is to be expected that there would be price movement even if the markets where one could trade the...
View ArticlePersonal Finance (Not Investing) • Deposit $1 with Vanguard, get a hold on...
Did you sell VUSXX, wait for the proceeds to show up in the settlement fund, then try to withdraw from the settlement fund to your linked bank account?+1My earlier comments on this thread about it...
View ArticlePersonal Finance (Not Investing) • Nice way to turn down NWM employee I met...
I would just unambiguously tell him that you aren't interested in any sort of investments/insurance/etc at this time. Don't prolong the inevitable.I used to work in a commissioned sales job when I was...
View ArticlePersonal Investments • Getting nervous about US equity valuations
So what y’all are saying is that I should have the big fat pina colada?Maintaining 70/30, check!Statistics: Posted by Hot Sauce — Mon Oct 14, 2024 9:43 pm — Replies 23 — Views 1742
View ArticlePersonal Investments • Roth Conversions. Any benefits in my case?
Probably not while your wife is working. Maybe once she retires, before you have to start RMDs. A DAF makes sense if you are itemizing deductions and have some highly appreciated assets you can put in...
View ArticleClik here to view.
Personal Consumer Issues • What are you listening to now
The walks have usually been inside. I have a 5.1 set up with tower speakers and a huge Adire subwoofer all +20 years old. My wife shuts the door when we’re walking. I will be walking outside a little...
View ArticlePersonal Investments • VTIP vs rolling 5 year individual TIPS ladder
As you may know, rather than using nominal bond funds, TIPs funds can be considered as a hedge against inflation.TIPS don't take inflation risk, as measured by CPI-U. In other words, they hedge...
View ArticlePersonal Finance (Not Investing) • Mass Mutual LTC Policy: Premium Increases...
I received the same letter. Have any Bogleheads had experience with Davies as an administrator? I don't know what to expect. Thanks for any information you can share. Patricia MG-rStatistics: Posted...
View ArticlePersonal Investments • 54yo - Can No Longer Work Due to Health - How to Plan?
If you are risk adverse and if you want guaranteed income. Only money you don't need should be in the stock market. First few years in US Treasuries and CD's the rest of "needed" money in...
View ArticleClik here to view.
Personal Finance (Not Investing) • Medicare Part D 2025
Omg, as a mid-forties woman with parents/family members who are on/going on Medicare, I have to ask why is this so so complicated. I’m pretty smart and my eyes cross when they start to discuss their...
View ArticlePersonal Investments • IPS Step #1: Create an AA. Please help me, I’m Dumb
Wow, alrighty, lots for me to chew on and read. Thanks all! I’ll get reading as soon as I can.Statistics: Posted by Hot Sauce — Tue Oct 15, 2024 9:46 pm — Replies 15 — Views 846
View ArticleForum Issues and Administration • Please Try Out Test Posts Here
They're two different things.1. Set the level of quoted posts to 2 <---- Not impacted by anything you can do with the settings2. Show scroll bars if it's a long quote. <---- You can turn the...
View ArticleInvesting - Theory, News & General • After 2022-23, how are we feeling...
It may work and it may not but the claim it will negate interest rate risk is false I believe. Rather than limit yourself to simulated data that is full of potentially inaccurate assumptions, perhaps...
View ArticlePersonal Investments • Windfall Advise! Handling prior to settling on...
Read and re-read the post by White Coat Investor. Better yet, copy it into a word document, print it out, and put it on your shaving mirror. You do not need or want to be paying tens and tens of...
View ArticlePersonal Investments • Retired: All Out on TSLA/NVDA/NVDL - 2 Fund Portfolio...
1) I have decided to 1 year worth of Withdrawls in cash and spend that down. I will replenish it annually via AA rebalancing.2) Still leaning to using SEPP to avoid RMD's that will be huge as well as...
View ArticlePersonal Finance (Not Investing) • Chase account getting locked and transfers...
Thanks everyone for the suggestions. Has anyone with an older account still had issues with Chase allowing money movement? I'm hoping this stops as the account ages, but it makes me nervous that Chase...
View ArticlePersonal Finance (Not Investing) • Life at a crossroads [Should I take this...
[snip]1- am I being silly for considering take such a “pay cut” at this point in my life? I know these are absurd numbers to the vast majority of people…2- has anyone moved from the Midwest to...
View Article