↧
Personal Finance (Not Investing) • Made a terrible mistake in contributing to...
Yeah imo just file it as-is, since the alert is not stopping you. Leave the AA amount there.I tried to break the tie between Alan and Neuro by mocking this up in TT and it didn't even squeak about the...
View ArticleForum Issues and Administration • Changes to help cut down excessive quotations
I'll bite. How do you know?Examining the HTML document that a browser receives from the Bogleheads.org server, when the option in the user control panel of a Bogleheads.org user to scroll quotes is...
View ArticlePersonal Finance (Not Investing) • Parking FSA
I have something similar. 1. I'm able to have the withdraw through my monthly pay so it's taken out pre-tax, so no work on my end for tax deduction.2. I can use the debit card at other parking...
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Investing - Theory, News & General • Historical parallels to today's...
1967 Unless you're predicting the a secular bear market coupled with high inflation (like the period from 1966-1982), I think I know what you're referring to. I think 1973 might be the better comp in...
View ArticlePersonal Investments • Inverse ETFs huge expenses?
I understand what you mean — but it is still a bit difficult to wrap my head around of the fact that regular fund an ETF can BOTH lose 10% in one year as it is the case for TESLA stock. I went through...
View ArticlePersonal Finance (Not Investing) • I asked ChatGPT to write a cover letter...
ChatGPT blew it again. It doesn't know whether you received anything for the donation. The value of any goods or services received is an input to the process of generating the letter.ChatGPT either...
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
... These forms are not standardized, so Vanguard's people were somehow confused by the form. ...N.B. To clarify, as far as I can tell there are no standard IRS-designated IRA transfer forms, and...
View ArticleInvesting - Theory, News & General • why does VTI (ETF) outperform VTSAX...
Dear Bogleheads,Why is it that, when I check the performance of VTI against VTSAX (the ETF and MF forms of the same fund), VTI always shows as having slightly better performance, regardless of the...
View ArticlePersonal Consumer Issues • Two recalls issued for recent Honda vehicles
62 Manufacturer Communications for 2015 HONDA CIVIC: https://www.nhtsa.gov/vehicle/2015/HOND ... unicationsThe big issue for the 2015 HONDA CIVIC, appears to be the Safety Recall: CVT Input Shaft...
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Personal Finance (Not Investing) • ACA 2025: Blue Cross moving me to a...
I received a similar if not the same letter yesterday from BCBS Michigan. My letter did state that I would be moved from my existing bronze plan to a more expensive bronze plan automatically, but if I...
View ArticlePersonal Investments • Dividend Fallacy
Great posts by z3r0c00l. The "dividends are bad, buybacks are good" mantra that's flourished for the past two decades has undoubtedly robbed investors of substantial real gains over the years, In the...
View ArticlePersonal Finance (Not Investing) • BCBS FEHB 2025 Brochures Available
The best HDHP for most of the nation (ie no access to CareFirst) is GEHA HDHP. There's the MHBP HDHP too, which is competitive, but I prefer the Dental Coverage with GEHA.Statistics: Posted by cowbman...
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Personal Investments • Roth Conversions. Any benefits in my case?
You didn't ask about this, but one thing you might consider (if you're not already doing it) is annual gifting to your daughter. I know she makes what people consider a lot of money, however, she is...
View ArticlePersonal Consumer Issues • New Genesis GV60 having issue with A/C every summer
....I m not sure if a 3rd party do the test it would impact my warranty. I asked the dealer if they can do a color die test and he seems have no idea what I m talking aboutYou need to find a different...
View ArticlePersonal Finance (Not Investing) • US Bank 4% Smartly Visa Credit Card
Bonus value for a new setup with BoA Preferred Rewards$300 - Open a new checking account, deposit $2000+.$350 - Open a new Merrill Edge CMA account and move in $100k of new assets....
View ArticlePersonal Finance (Not Investing) • 2025 U.S. Expat Tax Questions
Some questions come to mind: How long are you planning to be an expat? Short term, long term, forever? Are you planning to keep a US address and calling that your residence for investment purposes? If...
View ArticlePersonal Investments • Portfolio Advice
Since it appears that you were born in 1962, I believe that you won’t have to take RMDs until age 75 from your traditional (tax deductible) IRA or your rollover IRA.billStatistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Applying forMedicare with Employer Benefits
If you are not contributing to an HSA there's no reason to not take Part A. However, if you are, you can wait without penalty until you retire. It really depends on your current coverage, costs, and...
View ArticlePersonal Finance (Not Investing) • Comparing Medigap Policies
There are only 8 states where Community Rating is Required;ArkansasConnecticutMaineMassachusettsMinnesotaNew YorkVermontWashingtonAll states permit insurers to use community rating.States that allow...
View Article
Image may be NSFW.
Clik here to view.
Clik here to view.
Personal Investments • 8-year fixed income ladder suggestions
Planning to retire mid-2025 at age 61+. My biggest concern is sequence of returns risk. I am leaning toward selling a farm I inherited in another state (separate post on that). The net proceeds would...
View Article
More Pages to Explore .....