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Personal Finance (Not Investing) • Can I safely quit paying work?
... we did find jobs like Trader Joes who offers health insurance with 14 hours a week. It looks like for health insurance they require an average of 28 hours per weekStatistics: Posted by cacophony —...
View ArticlePersonal Consumer Issues • Which college?
I can’t believe this is a choice. If he applied to USNA and was accepted, it shouldn’t really be a discussion. The service academies are on par with the Ivy League imo and they are free. Employers...
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Personal Finance (Not Investing) • Do Capital Losses Affect MAGI?
Thanks! Statistics: Posted by Zanmar — Thu Apr 25, 2024 6:36 pm — Replies 9 — Views 1881
View ArticlePersonal Finance (Not Investing) • buying house at market peak
thanks for the responses, but honestly, I do not think I got any response to my actual question.How are people who have high financial equity in house able to use it to their advantage compared to...
View ArticleInvesting - Theory, News & General • Are You in the Slow-Go Years?
This is really a function of health. It can decline suddenly at any age, but that likelihood increases with each year.I expect to be active in retirement, but I have next to no interest in...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
I do a mix of gaming category credit cards (e.g., 5% of x category) and opening / closing new cards to churn early spend bonuses whenever I anticipate a big expense (e.g., about to book plan tickets...
View ArticlePersonal Finance (Not Investing) • Screen Share Security
There are many, many remote support packages out there. Most (though not all) require a subscription. But for a Windows PC, Quick Assist is easy, free and I believe, secure. Microsoft uses it for...
View ArticlePersonal Investments • How to use TIPS?
In case of inflation, TIPS will preserve the buying power. However, inflation is also likely to cause interest rate increases, which would lower the TIPS fund NAV (or TIPS not held to maturity). If...
View ArticlePersonal Finance (Not Investing) • Employer Contribution Credit for Solo 401k?
I recently came across a list of tax credits available for retirement plans and would like to see if one in particular, the Employer Contribution Credit, might be available for the plan my wife and I...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
For the small amount I have invested, I would be fine with a different brand index fund, so whatever fee-free house brand that fido or Schwab offers would suit me. Id just need to figure that out in...
View ArticlePersonal Consumer Issues • Wanting to buy the house next door
You should get information on recent recorded activities on the house, you may have to visit your local county recorder but perhaps they're available online. The Medicaid lien should identify an...
View ArticlePersonal Finance (Not Investing) • Retirement Roth Conversions Strategy sound?
For a taxable account, wouldn't you want to invest it in a Total Stock Market ETF instead of a mutual fund?Vanguard VTI and VTSAX are substantially identical and exactly the same tax-efficiency, so it...
View ArticlePersonal Finance (Not Investing) • Bank wire's routing number in Tax return
Thank you CAsage and jebmke for your kind suggestions. Unfortunately, tax guy who prepared returns is confident and saying we can give any Routing number either (paper & electronic) or (wires)....
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
This may help with the break even points on different I bonds. https://youtu.be/WXsK1M6JKY8?si=nOpXU5y1vx1puXuSStatistics: Posted by ondarvr — Fri Apr 26, 2024 6:45 pm — Replies 6832 — Views 1434965
View ArticlePersonal Investments • Is it time to sell out of bond funds?
At age 73, I have been a Vanguard PAS client for 8 1/2 years. Was never an investor in the past, so the advisor put me in a 50/50 portfolio. Portfolio performance in 8 1/2 years is 5.8%. The only...
View ArticlePersonal Finance (Not Investing) • Does It Ever Make Sense For FEHB Enrollees...
You should read up on what BCBS will pay if you don't have medicare."When you are age 65 or over and do not have MedicareUnder the FEHB law, we must limit our payments for inpatient hospital care and...
View ArticleInvesting - Theory, News & General • Michael Green on Ratrional Reminder...
<snipped>As far as I know, index fund managers don't buy stocks until they're added to their benchmark index. They do employ tactics to avoid the possibility that "active managers could attempt...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
But the exchange shows why I find it absurd. EMH means all information is captured including expected returns.So either you use expected returns or you support EMH. You can't do both...
View ArticlePersonal Consumer Issues • Summer slippers to wear indoor on the hardwood floor
We have been using Crocs for many years without any problems.Statistics: Posted by Cruise — Fri Apr 26, 2024 6:49 pm — Replies 12 — Views 719
View ArticleInvesting - Theory, News & General • Jason Zweig on Bonds vs Bond Funds
This article misconstrues how bond funds work. If you buy a bond fund on a certain day, you will get the same return as buying individual bonds, all things being equal, such as average maturity,...
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