Investing - Theory, News & General • New York Stock Exchange tests views...
I think it's a dumb idea. Just another angle to exploit less knowledgeable investors. I'm taking the 4-12 Boglehead shift M-F. RMStatistics: Posted by Random Musings — Mon Apr 29, 2024 8:23 pm —...
View ArticlePersonal Finance (Not Investing) • help - penalty for failing to pay...
Hope you sent a check for 1st Q two weeks agoStatistics: Posted by WhyNotUs — Tue Apr 30, 2024 8:14 pm — Replies 3 — Views 178
View ArticlePersonal Investments • Possibly moving to Fidelity - ETFs?
With their authorization and gratitude I'm managing 13 accounts at Fidelity for my mother, sister, wife and myself. (The reason for so many accounts is a mixture of traditional IRA, Roth IRA, Rollover...
View ArticlePersonal Investments • Vanguard Personal Advisors
Something just doesn't seem quite right here, regarding the formulas being used and the apparent inflexibility of some advisors. I just retooled my financial plan with VPA with the goal of moving more...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
Before the rate reset today, I Bonds and short-term Treasury Bills were paying virtually the same. Will the loss of 1 percentage point of interest rate in I bonds cause T-bill yields to drop?No...the...
View ArticlePersonal Consumer Issues • Pro's and Con's of Garage Door Insulation
If I were you I would have insulated doors installed. Not sure of the price differential, however, I do believe that the benefits of both summer and winter will far outweigh the initial expense. I...
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Investing - Theory, News & General • Now that long TIPS yields have...
Oh the salty tears that will be shed by those holding out, waiting to jump into TIPS in the 2.5-3.0% range, if real yields drop down below <2.0%... Maybe. Or maybe the people hoping for...
View ArticlePersonal Consumer Issues • Shatter my Van Life Dreams
Some dreams are best kept as dreams.Pencil out the cost, use, and upkeep of a camper van, then add 50% more for the things that often get left out of the ownership cost model. Will that amount be...
View ArticlePersonal Consumer Issues • Summer slippers to wear indoor on the hardwood floor
I've worn Birkenstock Arizona sandals (effectively slippers) daily for the last 40 years (and for most of those years, in homes with hardwood floors). One pair (w/real leather uppers) typically lasts...
View ArticlePersonal Finance (Not Investing) • VHNW Bogleheads - What are you doing to...
We have about $13M net worth right now. We are 34/35 yo with three young kids. We came to the US for work 10 years ago.Our plan is pretty simple. We are moving to another country that has a...
View ArticlePersonal Finance (Not Investing) • Net worth anchoring - in retirement
During hard times, I don't replace the copper lions who guard the who'estate with fashionable new models.Statistics: Posted by whodidntante — Tue Apr 30, 2024 8:20 pm — Replies 49 — Views 4479
View ArticlePersonal Consumer Issues • What did you learn in your 40s and older that you...
You learn/feel that life is short.Statistics: Posted by wander — Tue Apr 30, 2024 8:20 pm — Replies 71 — Views 7582
View ArticlePersonal Finance (Not Investing) • Advantages of having an American Express...
Amex Platinum is a $150 better than break-even for me with the CLEAR, Uber, NyTimes, and $200 airline fees covered. Plus, it's my highest (5%) travel rewards card.I'll just say that I find CLEAR...
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Personal Finance (Not Investing) • [Credit Card reward strategies at Costco]
This may have already been said, but to my knowledge this one is easy and has a hands down clear winning method:1. BoA Custom Cash rewards credit card2. BoA Preferred rewards (75% rewards bonus...
View ArticlePersonal Finance (Not Investing) • Anyone else get a robo call from...
No robocall asking for DOB but lots of very annoying repeated calls from WellCare that appear to be a human being with a script with thinly disguised attempts to get me to agree to switch to their...
View ArticlePersonal Finance (Not Investing) • Paying Down Mortgage (or not)
1) Our effective tax rate was 28.5% in 2023. How do I calculate the after-tax-deductible mortgage rate since the interest is capped? When evaluating a decision to pay down some of your mortgage that...
View ArticlePersonal Consumer Issues • Summer job ideas for 14 year old
Check with your friends who have kids of similar age in the same area.Statistics: Posted by Mike Scott — Wed May 01, 2024 8:28 pm — Replies 8 — Views 525
View ArticlePersonal Finance (Not Investing) • Any downsides to the Fidelity CMA?
Based on my experience, You can't deposit cash. If you do a lot of cash related transaction (say some sort of side gig). You can't show up with cash and deposit it.You can't use Zelle. If you hang out...
View ArticlePersonal Finance (Not Investing) • Inflation "rich"?
Definitely feel a bit squeezed by inflation, but the capability of the products I buy has increased dramatically. A modern low-end smartphone is a miracle for a pittance. A Camry of today would be...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
My understanding is that you would have to wait a year after closing your current solo 401(k) before opening a new one.Yes that's what I understand too. I had thought of just closing the solo 401k,...
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