Personal Investments • Schwab rep hounding me
I would thank them for their interest, tell them I don't need anything from them at this point, and let them know I will contact them when I do.Statistics: Posted by epictetus — Tue May 21, 2024 5:53...
View ArticlePersonal Investments • Why I prefer multiple asset classes to the BH 3 fund...
The portfolio construction advice here at the Bogleheads is intended for the "vast majority" and not the contrarian minority. It is dogmatic, very opinionated and rigidly prescriptive. This is a...
View ArticlePersonal Consumer Issues • Cleaning dried gas deposits from hand pump/siphon?
Brake parts cleaner?Statistics: Posted by Uniballer — Tue May 21, 2024 5:54 pm — Replies 1 — Views 35
View ArticlePersonal Investments • Roth conversion tax using indirect rollover
Inform the receiving Roth custodian that the contribution is a conversion so they can report it correctly on Form 5498. Otherwise, even if you tell them it's a rollover, they won't know if the funds...
View ArticlePersonal Investments • Bonds in taxable or tax advantaged?
It depends on your marginal tax rate. In tax deferred it comes out after 59.5. So whatever your tax rate is then including state. In taxable it comes out now excluding state. Really depends on your...
View ArticlePersonal Investments • Roth vs. Traditional 401K contributions in a big...
If you are on the fence you might consider splitting your contributions in some % combination. Many plans allow you to change your future contributions type several times a year, if you want to...
View ArticlePersonal Finance (Not Investing) • Roth qualification question
When I try to initiate the rollover from Roth 401K to Roth IRA, its telling me that some of it will be taxable which I am assuming is a portion of the earnings since the Roth 401k was opened in 2022...
View ArticlePersonal Finance (Not Investing) • Low Expenses, How?
You can pay for food with money, time (for coupon clipping and prep), health (bad food is cheaper), or a combination thereof. And the same is true for the other things listed in this thread. People...
View ArticlePersonal Investments • $3M Windfall
When you say you are maxing out your 401k, do you mean you are making the maximum employee elective deferral ($23k for 2024) or are you also doing a mega backdoor Roth (MBR) if offered by your plan...
View ArticleInvesting - Theory, News & General • How Do You Calculate Average Returns...
https://cagrcalculator.net/Statistics: Posted by bikeeagle1 — Wed May 22, 2024 5:58 pm — Replies 13 — Views 1109
View ArticlePersonal Consumer Issues • Please share your experience selling house after...
Buyers are free to write a contract that specifies the seller pays the buyers agent. If that happens the seller can counter by raising the price. Both sides can negotiate or not. It may be that not...
View ArticleInvesting - Theory, News & General • Larry Swedroe discusses his capstone...
""Once the Bozo's know about it, it doesn't work anymore."So that got me wondering if Larry is suggesting that the "semi-active" index-types like Dimensional and Avantis aren't going to work out in...
View ArticleClik here to view.
Personal Investments • Help me invest $10m ...
160 Shares of BRKA. Done.Wow--does anyone here hold shares of BRKA (currently trading at $625,100)?We own one share. I wish it were two . The LTCG are extreme, and too high to contrmplate anything...
View ArticlePersonal Investments • CD interest income recognition
Just curious if I buy a CD that doesn't mature until some time in 2025, is the interest earned reported in 2025 or is some in 2024 and some in 2025? Need to know for tax planning purposes....
View ArticleInvesting - Theory, News & General • Stop Fidelity Rep from selling...
I had a one-hour complementary Zoom meeting with Fidelity's in-house estate attorney who does not create trusts or do actual estate planning, but will discuss your situation and give you options to...
View ArticlePersonal Finance (Not Investing) • fat/coast FIRE?
What is your line of work and what don’t you like at work? IE is it the work itself, or just the hours taking time away from family?Of course you could go part time, but what about other options like...
View ArticlePersonal Finance (Not Investing) • Set up Trust/Estate Plan now, or after...
Community property and your desire to create trusts will necessitate a change to your estate planning documents after marriage.Unless you want to create a separate property trust today and then a...
View ArticlePersonal Consumer Issues • Keys difficult to insert/remove from deadbolt
I’ve had luck with this for various locks: [url]https://www.homedepot.com/p/3-IN-ONE-2-5-oThanks for all the suggestions. I'm going to try graphite powder first and maybe the Lock Dry lube you...
View ArticlePersonal Finance (Not Investing) • Is Del Mar, CA worth the cost?
IIRC, Solana beach seemed similarly priced to Carlsbad and Encinitas. Oceanside a bit cheaper, but not much.Much of what people would consider "Del Mar" is actually in Solana Beach or other...
View ArticlePersonal Finance (Not Investing) • What to Do with Mom's House
4. Psychology. If mom doesn’t like where she is now it could be comforting to her to know she can move back in a pinch.That's why they burned the ships.Yup. Couldn't be worse advice IMO.Nah, with all...
View Article