Personal Consumer Issues • Best Green Tea to buy at Walmart?
Saw this today about shopping online:More than 70 percent of Americans age 16 or older buy something online in a given month, and 90 percent live in households that have done so. An impressive 11...
View ArticleClik here to view.
Personal Consumer Issues • Lighting for a (big) deck
Personally, I wouldn't attach any lighting directly to any surface/railing of my deck. It just makes it that much harder for future staining, maintenance or puts it in the path of getting accidentally...
View ArticlePersonal Investments • Wash Sale Between Taxable and Pre-Tax 401K
One is an index fund and one is an actively managed bond fund. I'd feel comfortable using those, but would switch back to the index fund with the waiting period is over.Statistics: Posted by retiredjg...
View ArticlePersonal Consumer Issues • Insulated tumbler recommendation?
We have several Yeti's, and not had an issue with the lids coming off. It can leak around the magnetic slider when knocked over.Statistics: Posted by Harri88 — Mon May 20, 2024 5:39 pm — Replies 16 —...
View ArticlePersonal Finance (Not Investing) • Deciding when to retire...
LAMan1977I hit the magic number of 60 with my employer in 2019 - which allows access to certain benefits. As others have indicated, there were a lot of changes - and I decided I had enough. I did plan...
View ArticlePersonal Investments • 15% CDs?
A friend told me the other day that he purchased a one year CD for $50,000 and got a 15% rate. I was astonished and asked him how was he able to get that rate. He said he knows people. Even possible?...
View ArticlePersonal Investments • I made a huge blunder - Roth IRA - I want to avoid...
Hello BG’ers. I transferred $558.96 to my Roth IRA at Fidelity in SPAXX (settlement account). I meant to send this to Vanguard to invest in VTSAX for my taxable account. Note: I have already maxed out...
View ArticlePersonal Finance (Not Investing) • Home Insurance in California
[Inappropriate comment removed. Moderator Pops1860]The weather waits for no one (regardless of what zone you are in).Insurance companies predicted this in the 90s! (cannot disclose the source). In...
View ArticlePersonal Finance (Not Investing) • College Savings Hacks?
Take the cheaper, community college elective courses in the summer and transfer the credits to the 4-year college. It also lightens the workload during the fall and spring semesters for the more...
View ArticlePersonal Investments • FZROX - Fidelity ZERO® Total Market Index Fund - Am I...
OP: I own FZROX, and I used to own VTI (and before that, VTSAX). VTI's ER is not zero, but it is ultra-low. FZROX has a zero ER, but it is missing 29% of the stocks that VTI owns, because it only...
View ArticlePersonal Finance (Not Investing) • Rent versus own, different approaches?
Financially, renting is the winner, provided the investor invests the cash flow difference in the market. There are significant non-financial, primarily emotional, reasons to buy rather than...
View ArticlePersonal Consumer Issues • Sell $2200+ appliance but concerned about house...
Instead of leaving it in the driveway for anyone to take, how about a local charity? Does something good and possibly a nice tax write-off. Didn't read all the responses. Maybe this was mentioned...
View ArticleNon-US Investing • India Tax on residents on US 401K / IRA / Roth IRA UK...
Hi bluejeansman,In ROR, there are only two kinds of foreign accounts - 1. Taxable 2. Tax deferred (like US 401ks/IRAs).Roth IRAs fall into the taxable account category (unfortunately). All dividends...
View ArticlePersonal Investments • Selling Raw Land without a Broker (Pros/Cons)
Pro. You will not have to pay a seller broker feeCon. You may be unsuccessful in timely selling, may spend more on legal fees than you would otherwise spend with a broker, and the sales price may be...
View ArticleClik here to view.
Personal Investments • Creating Three-fund Portfolio at TIAA
That's the three fund portfolio (using the Extended Market Fund to couple with the S&P 500 to approximate the Total US), so hard to call your options limited. You're right. I guess I meant more...
View ArticleInvesting - Theory, News & General • Anyone here read the book "The...
I'm on Chapter 12 for the book "The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime (author: MJ DeMarco)".Anyone else here read that book? Curious to hear your thoughts on...
View ArticlePersonal Consumer Issues • Storing Luggage at JFK
Assuming the flight actually arrives on time, and you start heading for Manhattan at 2:30, and arrive there at 3:30, there's not a lot of time to do anything. You better be on your way back to the...
View ArticleInvesting - Theory, News & General • Vanguard Preparing to Tap Former...
Does Vanguard Brokerage Services make a profit?It must. From a regulatory standpoint it would be deeply troubling if the advisory service depended on the asset management profits. Or the other way...
View ArticleInvesting - Theory, News & General • Y'all may be missing the point of TIPS
McQ - your illustration using a 20-year annuity ladder seems to be based on the joint life expectancy of a couple in their mid-70s, which is under 20 years. But, wouldn't we want the ladder to be...
View ArticlePersonal Finance (Not Investing) • Suggestions on Executrix of Estate
The neutral personal representative was used almost exclusively when I went through the process with my mother's estate.Did your mother have a will?Yes.Statistics: Posted by placeholder — Tue May 21,...
View Article