Personal Consumer Issues • Request: Books for High School Graduates
The Millionaire Next DoorStatistics: Posted by Mapmaker — Sat May 18, 2024 5:12 pm — Replies 1 — Views 23
View ArticleInvesting - Theory, News & General • Alan Sloan on Vanguard Nickel and...
The major nudges are e-statement, shift to brokerage and online transacting.Right, and that would imply stopping paper statements and phone transactions per the other post. I noticed in today's WSJ...
View ArticlePersonal Finance (Not Investing) • Saving for House Downpayment
" Interest rates are high now, "If it goes up higher, it may crash the housing market.Doubtful. The supply/demand imbalance is carrying far more weight.The demand will collapse in a recession with...
View ArticlePersonal Finance (Not Investing) • Thoughts on Empower Financial Software
Can you customize, delete or create new budget categories and sub-categories with Empower?Statistics: Posted by DireStraits — Sun May 19, 2024 5:00 pm — Replies 18 — Views 1504
View ArticlePersonal Investments • 401k Fund Selection
Clarification. I have access to those funds in my current 401k account. I have access to whatever I want through Fidelity in the rollover account.Statistics: Posted by jascolli — Sun May 19, 2024 5:01...
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Personal Finance (Not Investing) • Is Del Mar, CA worth the cost?
Thanks! I'm surprised it was available Statistics: Posted by DelMar — Sun May 19, 2024 5:02 pm — Replies 22 — Views 2708
View ArticleInvesting - Theory, News & General • How is the Schwab experience?
As mentioned by "thebod" be careful with cash at Schwab. You could leave a lot on the table. The other consideration is that Schwab does not allow automatic dollar-cost average withdrawals from...
View ArticlePersonal Finance (Not Investing) • Saving an Inheritance for a House vs...
I am married now, with kids. We own a house. I would never encourage anyone to plan for buying a house until/unless you are ready to raise a family OR have so much money sitting around you just don't...
View ArticlePersonal Investments • investment conundrum - French citizen, current US...
Why would your friend be a US person? Owning property in the US doesn't make you a US person. Your friend would need to file a US tax return because of the income from that property, of course. Note...
View ArticleInvesting - Theory, News & General • Is this fair to say about financial...
So yes, you can do the advance planning on your own but what you miss is the Advisor's experience from having worked with many clients.This. The reason I have met with a broker in advance of my...
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US Chapters • Roll Call for the Retirement Class of 2023!
Hello Retirement Class of 2023 thinking about annuities??Please join the Bogleheads Life Stage Chapters on Tues. June 4, 2024, at 8:00 pm ET as they host retired life insurance professional and...
View ArticleInvesting - Theory, News & General • Should Investors be asking for...
I'd rather have dividends than stock buybacks. A lot of stocks eventually fall by the wayside. Bezos said that eventually Amazon will go bankrupt. It's similar to a small business owner that puts all...
View ArticlePersonal Consumer Issues • Getting rid of stuff
We really struggle with this. For us, the best thing that has happened is when someone in the neighborhood started a Buy Nothing/Sell Nothing facebook page. Now, whenever we have something excess, we...
View ArticlePersonal Consumer Issues • Pool Cleaner Robot?
It's not a full featured cleaning robot, but I got a Betta SE that's solar powered and skims the surface. I absolutely love it, reasonably priced. Have an issue with leaves on the surface and my pool...
View ArticlePersonal Investments • New IRA, keeps shares or exchange
Just transfer (acats) back to VG, convert to ETF, then acats back to fidelity. No time out of market, no fees, and a (unfortunately) 10m phone call for the ETF conversionStatistics: Posted by nalor511...
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Personal Finance (Not Investing) • 2022 Form 8606 Correction Head scratcher
This question is an extension of my backdoor Roth IRA tax discussion. My 2022 tax return form 8606 was completed incorrectly. Part 1 is blank and I was taxed on the 6000 I contributed to my Trad IRA...
View ArticlePersonal Finance (Not Investing) • Did Your Money Really Double Every 7 Years?
F. In 2012 I started picking more individual stocks. My individual stocks went from 7% of net worth in 2012 to 58% in 2024.You're not allowed to that.Statistics: Posted by HappyPappy — Sun May 19,...
View ArticlePersonal Consumer Issues • Looking for suggestions to put up smoke detector...
...Are the walls in play? Several of our smoke detectors are on the wall up near the ceiling.I would think the makeup of the plaster on the walls would be similar to the ceiling. If the ceiling...
View ArticlePersonal Investments • Mega Backdoor Roth Steps
However, it is telling me I can only roll to a traditional IRA. Sticking my neck out here, but I'm not sure they have control over what kind of IRA you put the money into. And if you have other money...
View ArticlePersonal Finance (Not Investing) • Larger Down Payment vs. Holding the $$
OP,1) Do you max up all your tax advantaged accounts?2) What is the price of the house?3) What is the size of your portfolio?4) What is the minimum amount that you can put into the house down...
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