Investing - Theory, News & General • the death of 60/40
I've appreciated the comments.I suppose what I really meant in the post title is "the death of setting 60/40 and leaving it". I suppose almost all here would still disagree with me. what makes a...
View ArticlePersonal Consumer Issues • Favorite protein powder for shakes at home?
Muscle Feast Isolate Whey Protein 100% Grass FedAlso a Muscle Feast enthusiast. I buy the unflavored, and sweeten it in milk with blended frozen fruit. Gives me a range of flavor options without the...
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Personal Investments • To buy iBonds now or wait? What do you recommend?
Does anyone have an opinion on buying the 1.3% I-Bond for a 2026 contribution? I already purchased a 1.3% I-Bond for my wife and I using the gift box method. That purchase will serve as our...
View ArticlePersonal Finance (Not Investing) • HOA Amendment to deny home rental.
Not many people in this thread considering that it's a 55 and over community.There are both federal and state requirements for a senior community that don't exist for other HOAs.For example, a certain...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
For those looking for the online form to rollover distribution here are the instructions posted by Ret2018 from this thread viewtopic.php?t=429509Yes, that is exactly what I was looking for! Thanks!I...
View ArticlePersonal Finance (Not Investing) • How can I close my Solo 401(k)?
(For contrast, I do know that T. Rowe Price does have an explicit Roth Rollover IRA.)Never heard of such a thing.Statistics: Posted by toddthebod — Tue Apr 23, 2024 5:45 pm — Replies 31 — Views 2079
View ArticlePersonal Finance (Not Investing) • Transition to DIY tax return next year
Unless there is something complicated about your situation, I recommend using FreeFileFillableForms, which will force you to learn where all the information goes and how your tax liability is...
View ArticlePersonal Finance (Not Investing) • Best Way To Find Non-ACA Medical Insurance?
Not necessarily. The insurer could offer 2 PPO products, at different prices, with different risk pools for the individual market vs employer market, the same way they already offer 2 HMO products...
View ArticlePersonal Finance (Not Investing) • Multiple personal loans
With high six figure income can you save the money first? Or is the remodel urgently needed. I have about 250K worth of remodel I’d like to do, but waiting until I have enough saved. Seems like...
View ArticlePersonal Finance (Not Investing) • Employer denies existance of Pension...
I do live in New England and will check with the Pension Action Center shortly.]They weren't quick, like in terms of just days to respond to my inquiry and request for help. But once they did I had a...
View ArticlePersonal Investments • Inherited IRA Rule Clarification
Yes https://www.cpapracticeadvisor.com/2024 ... as/104140/Confirms this as wellStatistics: Posted by retire2022 — Tue Apr 23, 2024 5:59 pm — Replies 35 — Views 3384
View ArticlePersonal Consumer Issues • Organically giving money to nice people -...
I had a relative that did things like this, and it actually caused quite a bit of drama in her life. For example, she would hand out money to her caregivers, almost like big tips, and it became a...
View ArticleInvesting - Theory, News & General • Reporter doing story on bad...
I hope Ms Sanders addresses the unwarranted fears of "pro-rating" heaped upon us by math phobics. Also the common query about "I have 2 cents (well now it's 2 dollars) of interest earned since I...
View ArticlePersonal Investments • ESPP advice
This forum has been very helpful in answering questions Ive had and im thankful for this community. Recently I have thought about executing a plan in regards to my company's espp. Ive been with this...
View ArticlePersonal Investments • Please Help with Back Door Roth Actions
The only caution I will add is that the IRS does not accept "The market ate my basis" excuse. What I meant to say is that, with the dollars that are left behind, DO NOT let that money ride in the...
View ArticlePersonal Finance (Not Investing) • Taxability of 529 scholarship withdrawal
The $3000 earnings portion of the $10K NQ distribution is subject to ordinary income tax and the 10% penalty. However, because the $10K withdrawal was because of a scholarship, the 10% penalty can be...
View ArticlePersonal Consumer Issues • Shop recommendations for replacing vehicle's brake...
Just had much brake work done yesterday on my 2004 Honda Accord. Done by my highly trusted mechanic who is a genius regarding Honda issues.PARTSSet of Front Brake Pads - $89Set of Rear Brake Pads -...
View ArticlePersonal Finance (Not Investing) • 8606 Line 7 / inherited IRA
Retiredjg, that is my understanding as well but would love an IRS statement, circular, or other "authority" (given my long-time IRS employee friend tells me their circulars are guidance but not...
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Investing - Theory, News & General • Very little if any mention of the...
And haha Dr. William Bernstein seems to believe in MarketTimia for bonds. He said we should have been reluctant to invest in TIPS when the yield was negative. I actually thought to myself, "well I'll...
View ArticlePersonal Finance (Not Investing) • Bridging between One House and Another
If you have enough non-retirement maybe a short box spread? Don't have to liquidate but you do need to have a close out date since can't really pay off short box spread early.Statistics: Posted by...
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