Personal Finance (Not Investing) • Some banks now using Paze
I like to think that I smarter than the average bear, but I just don't understand Paze.I use Apple Pay for all my in-store purchases, except for Walmart. And by all, I mean all. I use my iPhone every...
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
Vanguard to Ascensus transferred in-kind. Ascensus accepted that. When my old employer switched from Transamerica to Principal no check mailing was involved and no employees were marked as terminated....
View ArticlePersonal Investments • Help Needed - Inheritance & Portfolio Adjustment
Hello BogleheadsI am a new to the forum but have been lurking on and off over the years. I want to thank you all in advance for your input. You have already provided me with the information required...
View ArticlePersonal Finance (Not Investing) • Inheriting/Dis-Inheriting
Bad idea to leave her "one dollar".She can refuse to sign off and delay the estate closing............You don't need to do anything, if you feel so inclined to can mention the party but leave...
View ArticlePersonal Consumer Issues • Generac Whole House Generator system. 5 Year...
previous owner installed a whole house standby Generac - did not leave the receipt behind but I'm sure it wasn't cheap.Last time I had the Generac tech out to perform yearly service, he mentioned that...
View ArticlePersonal Investments • Should we start doing Roth conversions?
That's a good point that fixed income has very low returns over time...And also a much smaller range of expected returns. I might look at a pessimistic to average range being about 0-2% real and that...
View ArticlePersonal Investments • Stock Investment [moving funds with $10K/day limit]
Hi BH, I called WF and I was able to get a proper explanation on how the wire limit works. There’s a $25k weekly limit and a $75k monthly limit if I’m making the transfer using the app or online but...
View ArticlePersonal Finance (Not Investing) • Chase vs Capital One checking?
I have Capital one checking and has been working well, bill pay is same day, site is easy to use, I can do $100,000 ACH but it's slow and there is no 2FA on login. Thought about switching to Chase...
View ArticlePersonal Finance (Not Investing) • PSA - Realtor litigation - class action...
We're getting a letter in today's mail inviting claims to be submitted in the National Association of Realtors settlement over commissions.I googled to see if a website is up, and it is. I've already...
View ArticlePersonal Finance (Not Investing) • Car Titling Question When One Spouse...
Note that if it's titled in only your name, she'll likely have to go through probate simply to change ownership. My MIL had to go through probate because her mother didn't have a TOD title on her...
View ArticlePersonal Investments • Portfolio Review Help
Miniboarder's new topic is now in a separate thread. Miniboarder, you can edit the original post of this thread to clarify for readers that this is a different person's portfolio.Statistics: Posted by...
View ArticlePersonal Investments • TSP Withdrawal Strategy
re: G-fund vs anything else, it isn't like it has to be a one-time one-way decision. It is very easy to swap between G and any Treasury based MMF when the rates cross. The only caveat, and I know it's...
View ArticlePersonal Consumer Issues • 2024 Paris Olympics; What are you Watching?
I am watching nothing since peacock NBC ask me to pay for to watch. There are so many streamers channels. I can't handle them.Statistics: Posted by WhiteMaxima — Thu Aug 08, 2024 11:51 am — Replies...
View ArticlePersonal Investments • Why numerous years of cash cushion?
Of course I won't have 25% cash for the remainder of my retirement. As noted, it's for SORR purposes. I plan to withdraw from that bucket for the first 6 years of retirement. It's the "spend" part of...
View ArticlePersonal Investments • AllState Homeowners Policy - Installment Fee
On the AllState payment page, I see two options: "Total Balance" and "Other Amount". Upon clicking "Other Amount", I see these messages...> "Payment includes an Installment fee."> "You will be...
View ArticlePersonal Investments • Quantifiable criteria to “Need, Ability, and Willingness”
It's also about being able to put down roots and build community in retirement - something that becomes absolutely necessary for all of us if we live long enough. I don't believe that a life as a...
View ArticlePersonal Consumer Issues • Recommend a good VOIP service for elderly person
Magic Jack Love it! I have a couple and it's about $50 a year, cheaper if you do 5-year plan.It supports legacy equipment as well, so you really do not know you are using it.Very elder friendly I have...
View ArticlePersonal Finance (Not Investing) • Can anyone explain what this guy was...
One of the hardest things for honest people to understand is that dishonest people will look you in the eye and lie without a twinge of remorse. Honest people too often wrongly believe that, with the...
View ArticlePersonal Investments • Opinions on 90/10 Portfolio by Warren Buffett
deletedthis is the relevant paragraph from the interview:And I've been-- part of it goes outright, part of it goes to a trustee. But I've told thetrustee to put 90% of it in an S&P 500 index fund...
View ArticleInvesting - Theory, News & General • Buying treasuries on fidelity
Why would an individual investor buy a 4-week treasury versus keeping funds in a money market (state tax free version if necessary)? Variations in returns from a money market are typically zero to nil...
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