Personal Finance (Not Investing) • What a great deal! The government pays...
This doesn't seem like a helpful framing.The government isn't going to pay half your mortgage if you lose your job.Statistics: Posted by watchnerd — Fri Aug 09, 2024 11:53 am — Replies 3 — Views 321
View ArticlePersonal Investments • TIAA
The ten year (really 9 year +1 day) rule for withdrawal from illiquid Trad has been in effect for a long time. In fact, I think when I first started, there might not have been an option to withdraw it...
View ArticleInvesting - Theory, News & General • Anyone Regret Converting Mutual Fund...
[Cheers, thanks for the insight. Seems we have similar strategies. How do you like Schwab compared to Vanguard overall? Anything else I should at Vanguard before moving or think twice?Tax loss...
View ArticlePersonal Finance (Not Investing) • Some banks now using Paze
Can the PayPal problem be resolved by linking only to a bank account with no money in it? Or will they still find a way to go after you?Although that's not really enough, if PayPal thinks you owe them...
View ArticlePersonal Consumer Issues • Learning Violin as an adult? Jesu recording
I personally think it very impressive that you are able to join a community orchestra after 7 years starting at 43.Are you still practicing 7-9 hours per week? Or how has your average practice hours...
View ArticlePersonal Finance (Not Investing) • Brother Wrecked a Rental Car But Had Their...
I accidentally drowned a rental car in a parking lot which had 3 feet trench filled rain water, car was rented using American Express corporate card.$125 minimal charge was accessed as advised from...
View ArticlePersonal Investments • Investment funds vs retirement funds
Thanks, everyone! I should have mentioned that I discovered YNAB (You Need A Budget) at the end of 2022, and have completely turned our finances around since then. There is zero chance that we will...
View ArticlePersonal Consumer Issues • Business/Leisure Trip to Germany in November...
If you don't mind a 2 hr. drive, visit Neuschwanstein Castle. I second the suggestions to visit to Dachau, Eagle's Nest, and Vienna.Statistics: Posted by K72 — Fri Aug 09, 2024 12:01 pm — Replies 41 —...
View ArticlePersonal Finance (Not Investing) • Hobby side gig with friend
From your description it sounds like you would either be a Multi Member LLC using Partnership taxation, or just a Partnership. Your state might have other entity types too, it might be good to run it...
View ArticlePersonal Consumer Issues • Which car should I buy?
I vote Mazda3 hatchback with 6 speed.Statistics: Posted by fasteddie911 — Sat Aug 10, 2024 11:56 am — Replies 19 — Views 1312
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
I am very curious how long Gainbridge will keep their 6.15% and Canvas keep their 6.55%Same here. I started an application yesterday, but can't fund it until a check clears my bank on Tuesday.I opened...
View ArticlePersonal Investments • Portfolio review request
Approximate size: 1.54MTaxable5.69% iShares S&P Total US Stock Market ETF (ITOT) 0.03% ER23.30% iShares Core MSCI Total International Stock (IXUS) 0.07% ER... keep the emergency fund, downpayment...
View ArticlePersonal Consumer Issues • Exercise programs for longevity
The best investment is in one's health.I've been doing CrossFit for the past 20 years, but not sure if it's best for my health at 40+ years old.Can you recommend exercise programs for longevity?So, I...
View ArticleInvesting - Theory, News & General • Roth conversion ladder
This would be a firm no for me.25x supports a 30 year retirement (typically starting at 62). You want a 50 year retirement...too much uncertainty / risk with what you have now imho.Statistics: Posted...
View ArticleInvesting - Theory, News & General • What does risk really mean? How is...
In financial and investment jargon risk means specifically variability of return measured as the standard deviation of periodic returns over a time.The above statement has been repeated in this thread...
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Investing - Theory, News & General • Flexible Retirement Planner 10,000...
I read the documentation page for the Flexible Retirement Planner program to learn what the 10,000 sequences it runs through means. This is what I found: "Once you’ve successfully launched the planner...
View ArticlePersonal Consumer Issues • "lease" our car for 7 months
Gift not sale - use a much lower number.Gifting to family members works but not to others, It is a Sales and Use tax, they would just use fair market value to assess the tax.Statistics: Posted by...
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Personal Consumer Issues • Trip to Ireland
Thanks guys for the above thoughts/info! It is appreciated. We will look into the areas/suggestions It's not far from Dublin to Galway ... just over two hours by car and not much more by train....
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Investing - Theory, News & General • The Day The Factors Died
As a former Boglehead who is deeply involved in using factors to manage my personal assets now, I actually think many people here are missing the point. That's not surprising. If a lot of people...
View ArticlePersonal Finance (Not Investing) • IRS 1099 after getting money via PayPal,...
You are alluding to the fact that one can fill out a tax return in such a way that attempts to prove details about long-ago purchases. Am I reading you right?It doesn't change how much taxes you owe...
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