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Investing - Theory, News & General • [Buy The Dip] (WSJ unlocked)
I just "bought the dip" when I took money that was sitting in my Vanguard acct for a short time (3 weeks or so), planned to buy more VOO/VTI, saw what was happening in the market, decided to wait a...
View ArticlePersonal Finance (Not Investing) • Clothing - stepping up from Costco to Quince
I just recently bought a couple of gauze tops from Quince. Quality looks good and the price was right. That silk dress is a great find!Statistics: Posted by chickadee — Sat Aug 10, 2024 12:06 pm —...
View ArticlePersonal Finance (Not Investing) • Pay from 529 plan when partial scholarship...
Suppose gross college tuition and housing fees are $20K and a $5K scholarship is expected, but the scholarship is disbursed around the time tuition is due. I could pay the the $20k from a 529 plan,...
View ArticlePersonal Consumer Issues • How Often Is Your Credit Card Compromised?
I know of 2 cases where a friend/ relative of a credit card holder frequently used a cc without the holder's permission. In one case, I was behind a lady at the market who was talking loudly to the...
View ArticlePersonal Investments • Gifting to kids
I’m looking for a way to keep control of the money and continue to contribute…I understand how gifting works and the tax implications etc. .Perhaps I misunderstand you, but if you want to keep control...
View ArticlePersonal Consumer Issues • AT&T landline versus VOIP
Thank you all!I spoke w/AT&T again, who said they have requested to remove copper landlines, so most people don’t have copper landlines. I still have copper. They think copper will disappear...
View ArticlePersonal Investments • managing fixed income part of portfolio
In general duration references a process in which volatility in interest rates is translated to volatility in bond pricing.People should always keep in mind that the relationship between the yield on...
View ArticlePersonal Investments • AA with unknown investment horizon
Or would you stay the course and keep the whole thing in cash equivalents?I’m inclined to do the latter but would benefit from hearing how others have or would address this kind of situation. Thanks.I...
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Personal Finance (Not Investing) • Don't Store Significant Amounts of Cash in...
Apparently gangs also buy massive volumes to use in making meth. So the feds in their wisdom made it so that you can only buy one pack a day and only with ID.And thankfully that completely eliminated...
View ArticlePersonal Consumer Issues • Honda CRV (2018) Transmission Troubles
Don't want to be "that guy" - but are you sure that the parking brake has released? Any chance that the brake pads are stuck to the rotors for some reason?Statistics: Posted by dak — Sun Aug 11, 2024...
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Personal Consumer Issues • [What TV Show Have You Recently Watched?]
I quit watching "Vikings" before the season two finale. It had gotten weird in a couple of episodes (too much emphasis on strange pagan rites) and the internal power struggles were getting incredibly...
View ArticlePersonal Finance (Not Investing) • Yet another FSA to HSA transition question
would it be legal for:spouse has HSA and will have one in 2025 with a HDHP through spouse's employerIn 2025, I do not cover my spouse through my own employer's health plan, but I do elect to do an FSA...
View ArticlePersonal Finance (Not Investing) • Trust vs Will
... Some people think of probate as a "tax" but it's mostly attorney fees... in either case something good to avoid for your loved ones!Revocable trusts make sense in some cases and in some states but...
View ArticleInvesting - Theory, News & General • Now that long TIPS yields have...
Allocating at the average is 'invest at a risk appropriate to somebody else', unless I'm average. 1. I agree with this. I was noting that the average market participant has not shifted their asset...
View ArticlePersonal Investments • Asset allocation 3 fund portfolio
I’ve been doing a 3 fund portfolio (shout out to Taylor!) for some time but have always mimicked a target date fund for my planned retirement date of roughly 2050 (I’ll be 65 at that time). What I’ve...
View ArticlePersonal Investments • Tracing 401(k) Mutual Fund Shares Commingled In...
Are you aware that transactions that occur inside an IRA have no tax consequence (at least for Federal taxes and many states)? IMO, that is the only reason to keep track of specific lots for...
View ArticlePersonal Investments • Help! Flailing to figure out the bond side of my AA
So are we abandoning the three fund portfolio at a certain age?No. The three fund portfolio presentation has a problem with being specific to using total bond market when in fact lots of choices are...
View ArticlePersonal Investments • Move ALL my money to Vanguard?
I once had three brokerage or brokerage-like accounts: at TIAA, at Fidelity, and at Vanguard. I slow consolidated them all to Vanguard, and all my securities are at Vanguard. I thought long and hard...
View ArticlePersonal Consumer Issues • Camcorder/Camera Recommendations? Music Teacher...
Synchronizing sound from one recording device with video recorded on a second device is not necessarily easy unless you are already skillful at video editing and sound synch.Statistics: Posted by...
View ArticlePersonal Investments • Are Bogleheads too harsh on robo-advisors?
Hi everyone,There are dozens and dozens of threads on here of people asking if they should use a robo-advisor or how to move from their current robo-advisor to something like the three-fund portfolio....
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